4022 Tersk Dr, Midland, NC 28107 Property Records

Cabarrus County property record for 4022 Tersk Dr, Midland, NC 28107 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,170 sqft · built 2017
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Oct 2020)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10021E0187.000000`

Property Details

APN / Parcel Number

Primary APN	`10021E0187.000000`
Alternative APNs	`5554 07 4385` `141312`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,170 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	900 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	129 ft deep x 43 ft wide
Garage Type	Finished
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	792 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	141312
Street Address	4022 TERSK DR
City	MIDLAND
State	NC
Zip	28107-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 187 FOX CREEK
Legal Subdivision	FOX CREEK
Legal Lot Number	187
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1023
Census Tract	41603

Owner

Source: Cabarrus County records · APN 10021E0187.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4022 TERSK DR, 187, MIDLAND, NC 28107-9550
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Jan 17, 2018 · Amount on Record
Deed Book / Page	14610 / 310
Record Updated	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 26, 2020
Property Address	4022 TERSK DR, MIDLAND, NC 28107-9550
Document Number	0014610310
Book / Page	14610 / 310
Map Reference	MB 74 PG 84-88
Instrument Date	Oct 25, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR # DR104, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014610312
Date	Oct 26, 2020
Instrument	14610/312

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2025
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,588.00 (+19.76%)	$333,600 (+48.18%) Land $70,000 Building $263,600
2024			$333,600 (+48.18%) Land $70,000 Building $263,600
2023	$2,161.00	$225,130 Land $42,500 Building $182,630	$225,130 Land $42,500 Building $182,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.