Passaic County and Passaic City property record for 402 Terhune Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,736 sqft · built 1947 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | Company Name on Record |
| Last Sale | $326,723 (Jan 2022) |
| Tax Bill | $14,154 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03315-01-00034 |
| Primary APN | 07-03315-01-00034 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,736 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 106 ft deep x 50 ft wide |
| Old Parcel Number | 0703315A00034 |
|---|---|
| Street Address | 402 TERHUNE AVE |
| City | PASSAIC |
| State | NJ |
| Zip | 07055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3315 |
| Legal Lot Number | 34 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 175601 |
Source: Passaic County and Passaic City records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 66 CRESCENT AVE, PASSAIC, NJ 07055-2406 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Jan 4, 2022 | Quit Claim Deed, Transfer BROWNSTONE ABSTRACT AND TTL |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Nov 14, 2019 | Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on Record |
| Deed Sale | Jan 4, 2022 · Amount on Record |
| Prior Sale | Nov 14, 2019 · Amount on Record |
| Deed Document Number | 2022522 |
| Deed Book / Page | 4211 / 58 |
| Prior Transfer Date | Dec 22, 2021 |
| Prior Transfer Doc | 0000000522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 18, 2026 |
| Property Address | 402 TERHUNE AVE, PASSAIC, NJ 07055 |
| Document Number | 0000028972 |
| Book / Page | 20094 / 157 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202628972 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000028972, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 20094/157 |
| Instrument | 202628972 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.8% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 4, 2022 |
| Property Address | 402 TERHUNE AVE, PASSAIC, NJ 07055 |
| Document Number | 0000000522 |
| Book / Page | D4211 / 58 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022000522 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | BROWNSTONE ABSTRACT AND TTL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,144.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 402 TERHUNE AVE, 402, PASSAIC, NJ 07055 |
| Name | Verified Name |
|---|---|
| Address | 66 CRESCENT AVE, PASSAIC, NJ 07055-2406 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 402 TERHUNE AVE, PASSAIC, NJ 07055 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Title Company | NOT AVAILABLE, BROWNSTONE ABSTRACT AND TTL |
| Name | Verified Name |
|---|
| Document Number | 0000027601 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | M17051/218 |
| Instrument | 2021027601 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 14, 2019 |
| Property Address | 402 TERHUNE AVE, PASSAIC, NJ 07055 |
| Document Number | 0000052041 |
| Book / Page | D3691 / 0062 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 2019052041 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | BROWNSTONE ABSTRACT & TTL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 561 CHURCH AVE, 561, WOODMERE, NY 11598-2711 |
| Name | Verified Name |
|---|---|
| Address | 402 TERHUNE AVE, PASSAIC, NJ 07055 |
| Document Number | 0000052042 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | M15822/0282 |
| Instrument | 2019052042 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,400 (-) Land $172,300 Building $160,100 | $332,400 (-) Land $172,300 Building $160,100 | |
| 2025 | $14,154.00 (+3.28%) | $332,400 (-) Land $172,300 Building $160,100 | $332,400 (-) Land $172,300 Building $160,100 |
| 2024 | $13,705.00 (+6.16%) | ||
| 2023 | $332,400 Land $172,300 Building $160,100 | $332,400 Land $172,300 Building $160,100 | |
| 2022 | $12,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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