Passaic County and Passaic City property record for 414 Terhune Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 2,459 sqft · built 1927 |
| Lot Size | 0.187 acres (8,133 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $18,177 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03313-01-00021 |
| Primary APN | 07-03313-01-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,459 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Wood |
| Lot Area | 8,133 sqft (0.187 acres) |
| Lot Dimensions | 166 ft deep x 49 ft wide |
| Old Parcel Number | 0703313A00021 |
|---|---|
| Street Address | 414 TERHUNE AVE |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3313 |
| Legal Lot Number | 21 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 175601 |
414 Terhune Ave is owned and occupied by two individuals.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 414 TERHUNE AVE, PASSAIC, NJ 07055-2446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 26, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 19, 2018 | Trustee's Deed, Foreclosure DAVID GROSS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 414 TERHUNE AVE, PASSAIC, NJ 07055-2446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005668 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | M16769/251 |
| Instrument | 2021005668 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 414 TERHUNE AVE, PASSAIC, NJ 07055-2446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROFESSIONAL ABSTRACT & TTL |
| Name | Verified Name |
|---|
| Document Number | 0000038647 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | M16351/97 |
| Instrument | 2020038647 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 414 TERHUNE AVE, PASSAIC, NJ 07055-2446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000044189 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | M15217/0053 |
| Instrument | 2018044189 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 19, 2018 |
| Property Address | 414 TERHUNE AVE, PASSAIC, NJ 07055-2446 |
| Document Number | 0000031817 |
| Book / Page | 003356 / 000168 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 31817 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 14, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 DAWSON AVE PASSAIC NJ 070551909, PASSAIC, NJ 07055-1909 |
| Document Number | 31818 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 015108/000140 |
| Instrument | 31818 |
| Name | DAVID GROSS |
|---|---|
| Address | 42 WEST PKWY, CLIFTON, NJ 07014-1228 |
| Amount | Amount on Record |
|---|
| Document Number | 39758, |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 015177/000010 |
| Instrument | 39758 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 18, 2048 |
The 2025 property tax bill for 414 Terhune Ave was $18,177, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,900 (-) Land $212,800 Building $214,100 | $426,900 (-) Land $212,800 Building $214,100 | |
| 2025 | $18,177.00 (+3.27%) | $426,900 Land $212,800 Building $214,100 | $426,900 Land $212,800 Building $214,100 |
| 2024 | $17,601.00 | ||
| 2023 | $426,900 Land $212,800 Building $214,100 | $426,900 Land $212,800 Building $214,100 | |
| 2022 | $16,580.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 414 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 414 Terhune Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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