Passaic County and Passaic City property record for 396 Terhune Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 2,700 sqft · built 1965 |
| Lot Size | 0.183 acres (7,950 sqft) |
| Owner | Company Name on File |
| Last Sale | $543,674 (Jan 2022) |
| Tax Bill | $20,289 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Feb 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03315-01-00031 |
| Primary APN | 07-03315-01-00031 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,700 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood |
| Lot Area | 7,950 sqft (0.183 acres) |
| Lot Dimensions | 106 ft deep x 75 ft wide |
| Old Parcel Number | 0703315A00031 |
|---|---|
| Street Address | 396 TERHUNE AVE |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | INCL LOTS 228 - 230 |
| Legal Subdivision | PASSAIC REALTY & CONST CO |
| Legal Block | 3315 |
| Legal Lot Number | 31 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 175601 |
396 Terhune Ave is owned by a company that bought it in January 2022.
Source: Passaic County and Passaic City records, as of September 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 66 CRESCENT AVE, PASSAIC, NJ 07055-2406 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE |
| Feb 28, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jan 4, 2022 | Deed, Transfer BROWNSTONE ABSTRACT AND TTL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on File |
| Deed Sale | Jan 4, 2022 · Amount on File |
| Prior Sale | Oct 8, 1999 · Amount on File |
| Deed Document Number | 2022645 |
| Deed Book / Page | 4211 / 181 |
| Prior Transfer Date | Dec 22, 2021 |
| Prior Transfer Doc | 0000000645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 13, 2026 |
| Property Address | 396 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Document Number | 0000028255 |
| Book / Page | 20086 / 94 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202628255 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 396 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Document Number | 0000028255, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 20086/94 |
| Instrument | 202628255 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.8% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 396 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010056 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | M14920/0001 |
| Instrument | 2018010056 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Max Rate | 21% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 396 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | BROWNSTONE ABSTRACT AND TTL |
| Name | Verified Name |
|---|
| Document Number | 0000029462 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | M17073/32 |
| Instrument | 2021029462 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 4, 2022 |
| Property Address | 396 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Document Number | 0000000645 |
| Book / Page | D4211 / 181 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2022000645 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | BROWNSTONE ABSTRACT AND TTL |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 396 TERHUNE AVE, 396, PASSAIC, NJ 07055-2447 |
| Name | Verified Name |
|---|---|
| Address | 66 CRESCENT AVE, PASSAIC, NJ 07055-2406 |
The 2025 property tax bill for 396 Terhune Ave was $20,289, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,500 (-) Land $215,000 Building $261,500 | $476,500 (-) Land $215,000 Building $261,500 | |
| 2025 | $20,289.00 (+3.27%) | $476,500 Land $215,000 Building $261,500 | $476,500 Land $215,000 Building $261,500 |
| 2024 | $19,646.00 | ||
| 2023 | $476,500 Land $215,000 Building $261,500 | $476,500 Land $215,000 Building $261,500 | |
| 2022 | $18,507.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 396 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 396 Terhune Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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