401 Terhune Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 401 Terhune Ave, Passaic, NJ 07055

Property Summary

Property TypeSingle Family Home
Details2,887 sqft · built 1940
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on Record
Last Sale$725,000 (Feb 2020)
Tax Bill$23,049 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-03337-0000-00020

Property Details

APN / Parcel Number

Primary APN07-03337-0000-00020
Alternative APN
  • 070333700020

Interior

Stories1 Story
Building Area2,887 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialBrick
Construction TypeBrick
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions150 ft deep x 80 ft wide

Location & Zoning

Street Address401 TERHUNE AVE
CityPASSAIC
StateNJ
Zip07055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal SubdivisionMAP 1187
Legal Block3337
Legal Lot Number20
JurisdictionPASSAIC NJ
Township / Civil DivisionPASSAIC
Census Block Group1
Census Block1017
Census Tract175601

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address401 TERHUNE AVE, PASSAIC, NJ 07055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2020Deed of Trust, Mortgage · Line of Credit
VAST BANK NA
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
FUNDING RESOURCES MORTGAGE CORP
Feb 11, 2020Deed, Transfer · Conventional Mortgage
FUNDING RESOURCES MORTGAGE CORP
Jun 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2020 · Amount on Record
Deed SaleFeb 11, 2020 · Amount on Record
Deed Document Number20208260
Deed Book / Page3752 / 264
Prior Transfer DateJun 5, 2017
Prior Transfer Doc0000030022
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address401 TERHUNE AVE, PASSAIC, NJ 07055
Transaction TypeMortgage
Record UpdatedNov 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023732
DateJun 2, 2020
Book PageM16179/297
Instrument2020023732
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address401 TERHUNE AVE, PASSAIC, NJ 07055
Transaction TypeMortgage
Record UpdatedNov 4, 2021
Title CompanyMADISON TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066049
DateDec 21, 2020
Book PageM16679/201
Instrument2020066049
Lender
NameFUNDING RESOURCES MORTGAGE CORP
TypeMortgage Company
AddressCLIFTON, NJ 07012
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

February 2020: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateFeb 11, 2020
Property Address401 TERHUNE AVE, PASSAIC, NJ 07055
Document Number0000008260
Book / PageD3752 / 264
Instrument DateDec 26, 2019
Instrument2020008260
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyANTHONY WAYNE TTL AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,537.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address140 LORRAINE AVE, 140, MONTCLAIR, NJ 07043-2305

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 TERHUNE AVE, PASSAIC, NJ 07055

Mortgage

Document Number0000008261
DateFeb 11, 2020
Instrument2020008261
Lender
NameFUNDING RESOURCES MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASSAIC NJ
Recording DateJun 22, 2017
Property Address401 TERHUNE AVE, PASSAIC, NJ 07055
Document Number0000030022
Book / Page003081 / 000138
Instrument DateJun 5, 2017
Instrument30022
Transaction TypeTransfer
Record UpdatedJul 5, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address405 TERHUNE AVE PASSAIC NJ 070552448, PASSAIC, NJ 07055-2448

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityPassaic City
Unified School DistrictPassaic City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$541,300 (-) Land $270,000 Building $296,300$541,300 (-4.41%) Land $270,000 Building $296,300
2025$23,049.00 (+3.28%)$541,300 (-)$566,300 (-) Land $270,000 Building $296,300
2024$22,317.00 (+6.15%)
2023$541,300$566,300 Land $270,000 Building $296,300
2022$21,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2004–2021)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

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