Passaic County and Passaic City property record for 392 Terhune Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 3,799 sqft · built 1920 |
| Lot Size | 0.192 acres (8,350 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $24,062 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03315-01-00029 |
| Primary APN | 07-03315-01-00029 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,799 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,350 sqft (0.192 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Old Parcel Number | 0703315A00029 |
|---|---|
| Street Address | 392 TERHUNE AVE |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 3315 |
| Legal Lot Number | 29 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 175601 |
392 Terhune Ave is owned and occupied by an individual who acquired it in August 2007.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 392 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2007 |
| Deed Sale | Aug 13, 2007 |
| Deed Document Number | 200762963 |
| Deed Book / Page | 1482 / 55 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 392 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0000013759 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | M16876/10 |
| Instrument | 2021013759 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 392 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MADISON TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000035619 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | M16317/216 |
| Instrument | 2020035619 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 1, 2060 |
The 2025 property tax bill for 392 Terhune Ave was $24,062, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,100 (-) Land $213,300 Building $351,800 | $565,100 (-) Land $213,300 Building $351,800 | |
| 2025 | $24,062.00 (+3.27%) | $565,100 Land $213,300 Building $351,800 | $565,100 Land $213,300 Building $351,800 |
| 2024 | $23,299.00 | ||
| 2023 | $565,100 Land $213,300 Building $351,800 | $565,100 Land $213,300 Building $351,800 | |
| 2022 | $21,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 392 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 392 Terhune Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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