Clark County property record for 402 Mount Joy St, Springfield, OH 45505
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1953 |
| Lot Size | 0.194 acres (8,433 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $29,000 (Oct 1983) |
| Tax Bill | $2,494 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-07-00022-208-025 |
| Primary APN | 340-07-00022-208-025 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 8,433 sqft (0.194 acres) |
| Lot Dimensions | 136 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 406 sqft |
| Porch | Slab |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 402 MOUNT JOY ST |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45505-2851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAYNES 3RD ADDN ALL 13788 |
| Legal Subdivision | LAYNES 3RD ADDN |
| Legal Block | 208 |
| Legal Lot Number | 25 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1400 |
Source: Clark County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Jan 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Feb 20, 2018 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 1983 · Amount on Record |
| Deed Sale | Oct 1, 1983 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Recording Date | May 12, 2026 |
| Property Address | 402 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851 |
| Document Number | 0000006432 |
| Book / Page | 2268 / 4395 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20266432 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851 |
| Document Number | 0000006432, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 2268/4395 |
| Instrument | 20266432 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Jan 1, 2052 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 402 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 402 MOUNT JOY SPRINGFIELD, SPRINGFIELD, OH 45505 |
| Document Number | 0000001416 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 2204/5034 |
| Instrument | 202200001416 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 402 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851 |
| Document Number | 0000005241 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 402 MOUNT JOY ST SPRINGFIELD OH 455052851, SPRINGFIELD, OH 45505-2851 |
| Document Number | 0000005241 |
|---|---|
| Date | Apr 24, 2018 |
| Instrument | 5241 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Clark County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,494.00 (+144.27%) | $28,400 (+37.6%) Land $5,870 Building $22,530 | $81,150 (+37.64%) Land $16,780 Building $64,370 |
| 2024 | $1,021.00 (+0.29%) | ||
| 2023 | $20,640 Land $5,500 Building $15,140 | ||
| 2022 | $1,018.00 | $58,960 Land $15,700 Building $43,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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