Clark County property record for 390 Mount Joy St, Springfield, OH 45505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 1953 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Owner Name on File |
| Last Sale | $25,000 (May 2011) |
| Tax Bill | $1,391 (2024) |
| Deeds & Mortgages | Apr 2017 Line of Credit Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-07-00022-208-022 |
| Primary APN | 340-07-00022-208-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 138 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Porch | Enclosed Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 390 MOUNT JOY ST |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45505-2623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAYNES 3RD ADD ALL; 13791 |
| Legal Subdivision | LAYNES 3RD ADD |
| Legal Block | 208 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1400 |
The current owner of 390 Mount Joy St bought it in May 2011.
Source: Clark County records, as of January 8, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2696 WILLOW RD, SPRINGFIELD, OH 45502-9596 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2017 | Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK |
| Jun 22, 2020 | Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2011 · Amount on File |
| Deed Sale | May 6, 2011 · Amount on File |
| Deed Document Number | 1290 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 390 MOUNT JOY ST, SPRINGFIELD, OH 45505-2623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004937 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 2112/2208 |
| Instrument | 201700004937 |
| Name | SECURITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 390 MOUNT JOY ST, SPRINGFIELD, OH 45505-2623 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008543 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 2173/3734 |
| Instrument | 202000008543 |
| Name | SECURITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, OH 45502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 5, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Clark County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,310 Land $5,240 Building $31,070 | $103,740 Land $14,980 Building $88,760 | |
| 2024 | $1,391.00 | ||
| 2023 | $27,460 Land $4,910 Building $22,550 | ||
| 2022 | $1,389.00 | $78,440 Land $14,020 Building $64,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 390 Mount Joy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 390 Mount Joy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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