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393 Mount Joy St, Springfield, OH 45505 Property Records

Clark County property record for 393 Mount Joy St, Springfield, OH 45505

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 992 sqft · built 1953
Lot Size0.12 acres (5,245 sqft)
OwnerIndividual Name on Record
Last Sale$114,000 (Jul 2024)
Tax Bill$1,388 (2024)
Deeds & MortgagesDec 2025 Line of Credit
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN340-07-00022-207-027

Property Details

APN / Parcel Number

Primary APN340-07-00022-207-027

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area992 sqft Living Area
1st Floor Area992 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1953
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area5,245 sqft (0.12 acres)
Lot Dimensions107 ft deep x 49 ft wide
TerrainAbove Road/Slope
Garage Area330 sqft

Exterior Amenities

PorchPorch
Porch Area200 sqft
Shed1 Shed
Shed Area24 sqft
Canopy200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address393 MOUNT JOY ST
CitySPRINGFIELD
StateOH
Zip45505-2622
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAYNES 3RD ADDN ALL; 13771
Legal SubdivisionLAYNES 3RD ADDN
Legal Block207
Legal Lot Number13771
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1008
Census Tract1400

Owner

Source: Clark County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address393 MOUNT JOY ST, SPRINGFIELD, OH 45505-2622
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Line of Credit
CIVISTA BANK
Jan 2, 2019Warranty Deed, Transfer · VA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2024 · Amount on Record
Deed SaleJul 1, 2024 · Amount on Record
Prior SaleJan 2, 2019 · Amount on Record
Deed Document Number2479
Deed Book / Page2239 / 736
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address393 MOUNT JOY ST, SPRINGFIELD, OH 45505-2622
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address393 MOUNT JOY ST, SPRINGFIELD, OH 45505-2622

Mortgage

Document Number0000015821
DateDec 2, 2025
Book Page2261/1858
Instrument202500015821
Lender
NameCIVISTA BANK
TypeBank
AddressSANDUSKY, OH 44870
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateJan 2, 2019
Property Address393 MOUNT JOY ST, SPRINGFIELD, OH 45505-2622
Document Number0000000033
Book / Page002152 / 004702
Instrument DateDec 26, 2018
Instrument33
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY LAWYERS TITLE AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$64.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address393 MOUNT JOY ST SPRINGFIELD OH 455052622, SPRINGFIELD, OH 45505-2622

Mortgage

Document Number34
DateJan 2, 2019
Book Page002152/004704
Instrument34
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,370 (+47.38%) Land $4,560 Building $36,810$118,200 (+47.42%) Land $13,030 Building $105,170
2024$1,388.00 (+0.22%)
2023$28,070 Land $4,270 Building $23,800
2022$1,385.00$80,180 Land $12,190 Building $67,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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