Clark County property record for 406 Mount Joy St, Springfield, OH 45505
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,368 sqft · built 1952 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,401 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-07-00022-208-026 |
| Primary APN | 340-07-00022-208-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Family Room | Family Room |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 MOUNT JOY ST |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45505-2851 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAYNES 3RD ADDN ALL; 13787 |
| Legal Subdivision | LAYNES 3RD ADDN |
| Legal Block | 208 |
| Legal Lot Number | 13787 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1400 |
Source: Clark County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 406 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Feb 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU |
| May 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Mar 8, 2010 |
| Last Transfer Date | May 27, 2011 |
| Transfer Doc | 0000006925 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 406 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000002837 |
|---|---|
| Date | Feb 23, 2022 |
| Book Page | 2206/411 |
| Instrument | 202200002837 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 406 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851 |
| Document Number | 0000003354 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 MOUNT JOY ST SPRINGFIELD OH 455052851, SPRINGFIELD, OH 45505-2851 |
| Document Number | 0000003354 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 002169/000359 |
| Instrument | 3354 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 406 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851 |
| Document Number | 0000006445 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 406 MOUNT JOY ST SPRINGFIELD OH 455052851, SPRINGFIELD, OH 45505-2851 |
| Document Number | 0000006445 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 002143/005818 |
| Instrument | 6445 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 15, 2038 |
Source: Clark County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,900 (+25.72%) Land $5,190 Building $42,710 | $136,860 (+25.71%) Land $14,840 Building $122,020 | |
| 2024 | $1,401.00 (-3.38%) | ||
| 2023 | $38,100 Land $4,860 Building $33,240 | ||
| 2022 | $1,450.00 | $108,870 Land $13,890 Building $94,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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