412 Mount Joy St, Springfield, OH 45505 Property Records

Clark County property record for 412 Mount Joy St, Springfield, OH 45505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 816 sqft · built 1952
Lot Size0.155 acres (6,752 sqft)
OwnerIndividual Name on Record
Last Sale$147,000 (Jan 2024)
Tax Bill$3,596 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN340-07-00022-208-027

Property Details

APN / Parcel Number

Primary APN340-07-00022-208-027

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area6,752 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached
Garage Area572 sqft
PorchOpen Frame Porch
Porch Area59 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address412 MOUNT JOY ST
CitySPRINGFIELD
StateOH
Zip45505-2851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAYNES 3RD ADD ALL 13786
Legal SubdivisionLAYNES 3RD ADD
Legal Block208
Legal Lot Number27
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2004
Census Tract1400

Owner

Source: Clark County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address412 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Warranty Deed, Transfer · FHA Mortgage
HOWARD HANNA MORTGAGE SERVICES INC
Mar 2, 2023Warranty Deed, Transfer
TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC
Apr 13, 2018Warranty Deed, Transfer · Line of Credit
SECURITY NATIONAL BANK
Mar 23, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2024 · Amount on Record
Deed SaleJan 18, 2024 · Amount on Record
Prior SaleMar 2, 2023 · Amount on Record
Deed Document Number2024658
Deed Book / Page2232 / 3292
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateJan 18, 2024
Property Address412 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851
Document Number0000000658
Book / Page2232 / 3292
Map ReferenceVOL 8 PG 14B
Instrument DateJan 12, 2024
Instrument202400000658
Transaction TypeTransfer
Record UpdatedJan 29, 2024
Title CompanyFIRST OHIO TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851

Mortgage

Document Number0000000659
DateJan 18, 2024
Instrument202400000659
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateMar 2, 2023
Property Address412 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851
Document Number0000002213
Book / Page2221 / 1533
Map ReferenceVOL 8 PG 14 B
Instrument DateFeb 28, 2023
Instrument202300002213
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyTEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1168 KATY MEAFDOW CT, FAIRBORN, OH 45324-8717

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateApr 13, 2018
Property Address412 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851
Document Number0000004717
Book / Page2142 / 3972
Map ReferenceVOL 8 PG 14B
Instrument DateApr 12, 2018
Instrument201800004717
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 ZELLER DR, SPRINGFIELD, OH 45503-2259

Mortgage

Document Number0000004718
DateApr 13, 2018
Instrument201800004718
Lender
NameSECURITY NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCLARK OH
Recording DateMar 23, 2018
Property Address412 MOUNT JOY ST, SPRINGFIELD, OH 45505-2851
Document Number0000003693
Book / Page002141 / 002334
Instrument DateMar 23, 2018
Instrument3693
Transaction TypeForeclosure
Record UpdatedApr 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$33.80
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4345 WILLOWBROOK DR SPRINGFIELD OH 455036115, SPRINGFIELD, OH 45503-6115

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,596.00 (+229.61%)$40,940 (+90.06%) Land $5,190 Building $35,750$116,970 (+90.04%) Land $14,840 Building $102,130
2024$1,091.00 (+0.18%)
2023$21,540 Land $4,860 Building $16,680
2022$1,089.00$61,550 Land $13,890 Building $47,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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