40159 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 40159 Par Five Dr, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,768 sqft · built 1979
Lot Size	0.688 acres (29,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,500 (Feb 2019)
Tax Bill	$2,612 (2026)
Deeds & Mortgages	May 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-402-0160`

Property Details

APN / Parcel Number

Primary APN	`17-402-0160`

Interior

Building Area	1,768 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	29,992 sqft (0.688 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Shed	1 Shed

Location & Zoning

Street Address	40159 PAR FIVE DR
City	ONAMIA
State	MN
Zip	56359-7847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	26
Legal Township	42
Legal Section	11
Legal Subdivision	IZATY'S SECOND ADDITION
Legal Block	2
Legal Lot Number	13
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40159 PAR FIVE DR, ONAMIA, MN 56359-7847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE
Feb 19, 2019	Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2019 · Amount on Record
Deed Sale	Feb 19, 2019 · Amount on Record
Prior Sale	Jan 3, 2008 · Amount on Record
Deed Document Number	2019410378
Prior Transfer Date	Feb 19, 2016
Prior Transfer Doc	A394449
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	40159 PAR FIVE DR, ONAMIA, MN 56359-7847
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A424232
Date	May 4, 2021
Instrument	A424232

Lender

Name	CROSS COUNTRY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Feb 19, 2019
Property Address	40159 PAR FIVE DR, ONAMIA, MN 56359-7847
Document Number	A410378
Instrument Date	Sep 27, 2018
Instrument	A410378
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$734.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40159 PAR FIVE DR, ONAMIA, MN 56359-7847

Mortgage

Document Number	A410380
Date	Feb 19, 2019
Instrument	A410380

Lender

Name	AMERICAN MTG & EQUITY CONSULT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,612.00 (-14.25%)	$303,600 (+4.91%) Land $84,000 Building $219,600	$303,600 (+4.91%) Land $84,000 Building $219,600
2025	$3,046.00 (-0.85%) Homeowner's exemption	$289,400 (-7.6%) Land $78,000 Building $211,400	$289,400 (-7.6%) Land $78,000 Building $211,400
2023	$3,072.00	$313,200 Land $74,000 Building $239,200	$313,200 Land $74,000 Building $239,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Par Five Dr

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