40091 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 40091 Par Five Dr, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 2022
Lot Size	0.688 acres (29,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,000 (Jan 2021)
Tax Bill	$1,854 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-402-0140`

Property Details

APN / Parcel Number

Primary APN	`17-402-0140`

Interior

Building Area	1,024 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	29,992 sqft (0.688 acres)

Location & Zoning

Street Address	40091 PAR FIVE DR
City	ONAMIA
State	MN
Zip	56359-7989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	26
Legal Township	42
Legal Section	11
Legal Subdivision	IZATY'S SECOND ADDITION
Legal Block	2
Legal Lot Number	11
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40091 PAR FIVE DR, ONAMIA, MN 56359-7989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF MILACA
Mar 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA
Jan 26, 2021	Warranty Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	2021422177
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	40091 PAR FIVE DR, ONAMIA, MN 56359-7989
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	ATD TITLE LLC, AT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2727 W 43RD ST, MINNEAPOLIS, MN 55410-1649

Mortgage

Document Number	000A440027
Date	Feb 20, 2024
Instrument	A440027

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Mar 20, 2024

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	40091 PAR FIVE DR, ONAMIA, MN 56359-7989
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	@TITLE LLC, TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A435598
Date	Mar 23, 2023
Instrument	A435598

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 20, 2024

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 26, 2021
Property Address	40091 PAR FIVE DR, ONAMIA, MN 56359-7989
Document Number	000A422177
Instrument Date	Dec 31, 2020
Instrument	A422177
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$92.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4136 ABBOTT AVE N, ROBBINSDALE, MN 55422-1511

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,854.00 (+395.72%)	$222,900 (+6.7%) Land $84,000 Building $138,900	$222,900 (+6.7%) Land $84,000 Building $138,900
2025		$208,900 (+281.2%) Land $78,000 Building $130,900	$208,900 (+281.2%) Land $78,000 Building $130,900
2023	$374.00	$54,800 Land $47,500 Building $7,300	$54,800 Land $47,500 Building $7,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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