40186 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 40186 Par Five Dr, Onamia, MN 56359

Property Summary

Property TypeResidential Vacant Land
Lot Size0.688 acres (29,992 sqft)
Owner2 Individual Names on Record
Last Sale$48,000 (May 2021)
Tax Bill$518 (2026)
Deeds & MortgagesJul 2017 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN17-402-0310

Property Details

APN / Parcel Number

Primary APN17-402-0310

Exterior

Lot Area29,992 sqft (0.688 acres)

Location & Zoning

Street Address40186 PAR FIVE DR
CityONAMIA
StateMN
Zip56359-7847
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Range26
Legal Township42
Legal Section11
Legal SubdivisionIZATY'S SECOND ADDITION
Legal Block3
Legal Lot Number7
JurisdictionMILLE LACS MN
Township / Civil DivisionSOUTH HARBOR
Census Block Group2
Census Block2011
Census Tract970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14407 ITASCA BAY, DAYTON, MN 55327-3402
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2017Deed of Trust, Mortgage
FINANCIAL SECURITY BANK
May 24, 2021Warranty Deed, Transfer
LEGACY TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Deed Document Number2021424589
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address40186 PAR FIVE DR, ONAMIA, MN 56359-7847
Transaction TypeMortgage
Record UpdatedSep 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A401354
DateJul 3, 2017
InstrumentA401354
Lender
NameFINANCIAL SECURITY BANK
TypeBank
AddressALBERTVILLE, MN 55301
Agreement
AmountAmount Recorded
Term359 Months
DueJun 12, 2047

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateMay 24, 2021
Property Address40186 PAR FIVE DR, ONAMIA, MN 56359-7847
Document Number000A424589
Instrument DateMay 13, 2021
InstrumentA424589
Transaction TypeTransfer
Record UpdatedSep 27, 2022
Title CompanyLEGACY TITLE

Transaction

AmountAmount Recorded
Tax$158.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address14407 ITASCA BAY, DAYTON, MN 55327-3402

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionSouth Harbor Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$518.00 (+38.5%)$64,000 (+10.34%) Land $64,000$64,000 (+10.34%) Land $64,000
2025$58,000 (+5.45%) Land $58,000$58,000 (+5.45%) Land $58,000
2023$374.00$55,000 Land $55,000$55,000 Land $55,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Par Five Dr

Nearby Streets

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