40233 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 40233 Par Five Dr, Onamia, MN 56359 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,548 sqft · built 1980
Lot Size0.688 acres (29,992 sqft)
Owner2 Individual Names on File
Last Sale$183,500 (Jun 2018)
Tax Bill$2,426 (2026)
Deeds & MortgagesSep 2019 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-402-0180

Property Details

APN / Parcel Number

Primary APN17-402-0180

Interior

Building Area1,548 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area29,992 sqft (0.688 acres)
Garage Area516 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area240 sqft

Location & Zoning

Street Address40233 PAR FIVE DR
CityONAMIA
StateMN
Zip56359-7990
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range26
Legal Township42
Legal Section11
Legal SubdivisionIZATY'S SECOND ADDITION
Legal Block2
Legal Lot Number15
JurisdictionMILLE LACS MN
Township / Civil DivisionSOUTH HARBOR
Census Block Group2
Census Block2003
Census Tract970300

Owner

Source: Mille Lacs County records · APN 17-402-0180

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40233 PAR FIVE DR, ONAMIA, MN 56359-7990
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE
Sep 22, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE
Jun 28, 2018Warranty Deed, Transfer · FHA Mortgage
LAND HOME FINANCIAL SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Deed Document Number2018406815
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address40233 PAR FIVE DR, ONAMIA, MN 56359-7990
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA413243
DateSep 17, 2019
InstrumentA413243
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address40233 PAR FIVE DR, ONAMIA, MN 56359-7990
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA419406
DateSep 22, 2020
InstrumentA419406
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueOct 01, 2049
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateJun 28, 2018
Property Address40233 PAR FIVE DR, ONAMIA, MN 56359-7990
Document NumberA406815
Instrument DateJun 15, 2018
InstrumentA406815
Transaction TypeTransfer
Record UpdatedAug 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$605.55
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40233 PAR FIVE DR, ONAMIA, MN 56359-7990

Mortgage

Document NumberA406816
DateJun 28, 2018
InstrumentA406816
Lender
NameLAND HOME FINANCIAL SVCS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionSouth Harbor Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,426.00 (-13.73%)
2025$267,600 (-7.6%) Land $78,000 Building $189,600$267,600 (-7.6%) Land $78,000 Building $189,600
2023$2,812.00$289,600 Land $74,000 Building $215,600$289,600 Land $74,000 Building $215,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 70% of Minnesota
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Par Five Dr

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