8478 Par Five Dr, Onamia, MN 56359 Property Records

Mille Lacs County property record for 8478 Par Five Dr, Onamia, MN 56359

Property Summary

Property Type	Commercial
Details	8,220 sqft · built 1999
Lot Size	1.56 acres (68,112 sqft)
Owner	Company Name on Record
Last Sale	$19,900 (Nov 2024)
Tax Bill	$9,952 (2026)
Deeds & Mortgages	Sep 2026 Sale Jan 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-402-0040`

Property Details

APN / Parcel Number

Primary APN	`17-402-0040`

Interior

Building Area	8,220 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	68,112 sqft (1.56 acres)
Porch	Slab
Cabin	8,220 sqft

Location & Zoning

Street Address	8478 PAR FIVE DR
City	ONAMIA
State	MN
Zip	56359-7987
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	& LOT 2 BLK 2
Legal Range	26
Legal Township	42
Legal Section	11
Legal Subdivision	IZATY'S SECOND ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	MILLE LACS MN
Township / Civil Division	SOUTH HARBOR
Census Block Group	2
Census Block	2003
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6400 CONGRESS AVE, 2100, BOCA RATON, FL 33487-2822
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 14, 2026	Warranty Deed, Transfer
Dec 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage CHOICE FINANCIAL GROUP
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2024 · Amount on Record
Deed Sale	Nov 18, 2024 · Amount on Record
Prior Sale	May 19, 2022 · Amount on Record
Deed Document Number	2024443667
Prior Transfer Date	Oct 26, 2024
Prior Transfer Doc	0000443666
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 16, 2026
Property Address	8478 PAR FIVE DR, ONAMIA, MN 56359-7987
Document Number	0000453031
Instrument Date	Sep 15, 2026
Instrument	2026453031
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 14, 2026
Property Address	8478 PAR FIVE DR, ONAMIA, MN 56359-7987
Document Number	000A449686
Instrument Date	Jan 12, 2026
Instrument	A449686
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2024 CORPORATE CENTRE DR # DR101, DR101, MYRTLE BEACH, SC 29577-7410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 CONGRESS AVE STE 2100, 2100, BOCA RATON, FL 33487-2822
Investor	Possibly a Property Investor

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8478 PAR FIVE DR, ONAMIA, MN 56359-7987
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A434554
Date	Dec 27, 2022
Instrument	A434554

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 28, 2027

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8478 PAR FIVE DR, ONAMIA, MN 56359-7987
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A419409
Date	Sep 22, 2020
Instrument	A419409

Lender

Name	CHOICE FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 26, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	South Harbor Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,952.00 (-7.22%)	$472,600 (-2.48%) Land $109,700 Building $362,900	$472,600 (-2.48%) Land $109,700 Building $362,900
2025	$10,726.00 (-0.92%)	$484,600 (+0.81%) Land $104,500 Building $380,100	$484,600 (+0.81%) Land $104,500 Building $380,100
2023	$10,826.00	$480,700 Land $114,000 Building $366,700	$480,700 Land $114,000 Building $366,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 74% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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