4015 Michael Dr, Suffolk, VA 23432 Property Records

Suffolk City property record for 4015 Michael Dr, Suffolk, VA 23432

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,308 sqft · built 2018
Lot Size	3.21 acres (139,828 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,633 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Sale & Mortgage + 2 more
APN	`10E*8`

Property Details

APN / Parcel Number

Primary APN	`10E*8`
Alternative APN	`254000918`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,308 sqft Living Area
Fireplace	Prefabricated

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Lot Area	139,828 sqft (3.21 acres)
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	254000918
Street Address	4015 MICHAEL DR
City	SUFFOLK
State	VA
Zip	23432-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL ESTATE
Legal Description	L.8,CIARA ESTATES
Legal Subdivision	CIARA ESTATES
Legal Lot Number	8
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2000
Census Tract	75302

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4015 MICHAEL DR, SUFFOLK, VA 23432-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING LLC
May 21, 2018	Warranty Deed, Transfer · Conventional Mortgage SIMONTOWNE MORTGAGE
Nov 16, 2017	Special Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021
Deed Sale	Dec 3, 2021
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	210022028
Prior Transfer Date	Aug 30, 2019
Prior Transfer Doc	190009534
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4015 MICHAEL DR, SUFFOLK, VA 23432-1436
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200007359
Date	Jun 12, 2020
Instrument	200007359

Lender

Name	STRONG HOME MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Aug 30, 2019
Property Address	4015 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	190009534
Instrument Date	Aug 28, 2019
Instrument	190009534
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 MICHAEL DR, SUFFOLK, VA 23432-1436

Mortgage

Document Number	190009535
Date	Aug 30, 2019
Instrument	190009535

Lender

Name	JG WENTWORTH HOME LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 21, 2018
Property Address	4015 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	180005184
Instrument Date	May 18, 2018
Instrument	180005184
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 MICHAEL DR, SUFFOLK, VA 23432-1436

Mortgage

Document Number	180005185
Date	May 21, 2018
Instrument	180005185

Lender

Name	SIMONTOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2017: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 16, 2017
Property Address	4015 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	170013115
Instrument Date	Nov 6, 2017
Instrument	170013115
Transaction Type	Construction Loan
Record Updated	Oct 19, 2021
Title Company	ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PORTSMOUTH BLVD, CHESAPEAKE, VA 23321-1426

Mortgage

Document Number	170013116
Date	Nov 16, 2017
Instrument	170013116

Lender

Name	TOWNEBANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$577,900 (+4.18%) Land $116,000 Building $461,900
2025	$6,633.00 (+4.82%)	$577,900 (+4.18%) Land $116,000 Building $461,900	$554,700 (+3.33%) Land $116,000 Building $438,700
2024	$6,328.00 (+8.15%)	$554,700 (+3.33%) Land $116,000 Building $438,700
2023	$5,851.00	$536,800 Land $116,000 Building $420,800	$536,800 Land $116,000 Building $420,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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