4019 Michael Dr, Suffolk, VA 23432 Property Records

Suffolk City property record for 4019 Michael Dr, Suffolk, VA 23432

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,357 sqft · built 2018
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on File
Last Sale	$450,525 (Jun 2018)
Tax Bill	$4,100 (2025)
Deeds & Mortgages	Oct 2020 Refinance Mar 2022 Refinance + 2 more
APN	`10E*10`

Property Details

APN / Parcel Number

Primary APN	`10E*10`
Alternative APN	`254000920`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,357 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	140,699 sqft (3.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	254000920
Street Address	4019 MICHAEL DR
City	SUFFOLK
State	VA
Zip	23432-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL ESTA
Legal Description	L.10,CIARA ESTATES
Legal Subdivision	CIARA ESTATES
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2000
Census Tract	75302

Owner

4019 Michael Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Suffolk City records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4019 MICHAEL DR, SUFFOLK, VA 23432-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER MORTGAGE SERVICES INC
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TIDEWATER MORTGAGE SERVICES INC
Jun 18, 2018	Warranty Deed, Transfer · VA Mortgage SIMONTOWNE MORTGAGE
Dec 29, 2017	Special Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Dec 29, 2017 · Amount on File
Deed Document Number	20186302
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4019 MICHAEL DR, SUFFOLK, VA 23432-1436
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200014703
Date	Oct 15, 2020
Instrument	200014703

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4019 MICHAEL DR, SUFFOLK, VA 23432-1436
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220003910
Date	Mar 15, 2022
Instrument	220003910

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.88%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jun 18, 2018
Property Address	4019 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	0180006302
Instrument Date	Jun 15, 2018
Instrument	180006302
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4019 MICHAEL DR, SUFFOLK, VA 23432-1436

Mortgage

Document Number	0180006303
Date	Jun 18, 2018
Instrument	180006303

Lender

Name	SIMONTOWNE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2017: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Dec 29, 2017
Property Address	4019 MICHAEL DR, SUFFOLK, VA 23432-1436
Document Number	0170014798
Instrument Date	Dec 7, 2017
Instrument	170014798
Transaction Type	Construction Loan
Record Updated	Sep 6, 2022
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PORTSMOUTH BLVD, CHESAPEAKE, VA 23321-1426

Mortgage

Document Number	0170014799
Date	Dec 29, 2017
Instrument	170014799

Lender

Name	TOWNEBANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4019 Michael Dr was $4,100, down 44.4% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$682,400 (+4.53%) Land $115,600 Building $566,800
2025	$4,100.00 (-44.42%)	$682,400 (+4.53%) Land $115,600 Building $566,800	$652,800 Land $115,600 Building $537,200
2024	$7,377.00 (+7.32%)	$652,800 (+3.5%) Land $115,600 Building $537,200
2023	$6,874.00	$630,700 Land $115,600 Building $515,100	$630,700 Land $115,600 Building $515,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4019 Michael Dr; there have been 6 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4019 Michael Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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