Suffolk City property record for 4011 Michael Dr, Suffolk, VA 23432 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,359 sqft · built 2018 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | Individual Name on File |
| Last Sale | $512,602 (Jul 2018) |
| Tax Bill | $8,601 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Jun 2021 Line of Credit + 5 more |
| APN | 10E*6 |
| Primary APN | 10E*6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,359 sqft Living Area |
| Fireplace | Prefabricated |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 137,214 sqft (3.15 acres) |
| Garage Type | Mixed |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 254000916 |
|---|---|
| Street Address | 4011 MICHAEL DR |
| City | SUFFOLK |
| State | VA |
| Zip | 23432-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L.6,CIARA ESTATES |
| Legal Subdivision | CIARA ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 75302 |
Source: Suffolk City records · APN 10E*6
Assessment roll updated January 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4011 MICHAEL DR, SUFFOLK, VA 23432-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2019 | Deed of Trust, Mortgage · Line of Credit ABNB FEDERAL CREDIT UNION |
| Jun 09, 2021 | Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION |
| Jun 09, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYPORT CREDIT UNION |
| May 27, 2022 | Deed of Trust, Mortgage · Line of Credit ABNB FEDERAL CREDIT UNION |
| Feb 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ABNB FEDERAL CREDIT UNION |
| Jul 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage SIMONTOWNE MORTGAGE |
| Feb 05, 2018 | Special Warranty Deed, Construction Loan · Construction Mortgage TOWNEBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on Record |
| Deed Sale | Jul 30, 2018 · Amount on Record |
| Prior Sale | Feb 05, 2018 · Amount on Record |
| Deed Document Number | 180008020 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 4011 MICHAEL DR, SUFFOLK, VA 23432-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0190001394 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 190001394 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 05, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 4011 MICHAEL DR, SUFFOLK, VA 23432-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210010151 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 210010151 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 04, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 4011 MICHAEL DR, SUFFOLK, VA 23432-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210010150 |
|---|---|
| Date | Jun 09, 2021 |
| Instrument | 210010150 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 4011 MICHAEL DR, SUFFOLK, VA 23432-1436 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220008115 |
|---|---|
| Date | May 27, 2022 |
| Instrument | 220008115 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | May 16, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Property Address | 4011 MICHAEL DR, SUFFOLK, VA 23432-1436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRIORITY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 190001394 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 190001394 |
| Name | ABNB FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 05, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jul 30, 2018 |
| Property Address | 4011 MICHAEL DR, SUFFOLK, VA 23432-1436 |
| Document Number | 0180008020 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 180008020 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4011 MICHAEL DR, SUFFOLK, VA 23432-1436 |
| Document Number | 0180008021 |
|---|---|
| Date | Jul 30, 2018 |
| Instrument | 180008021 |
| Name | SIMONTOWNE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Feb 05, 2018 |
| Property Address | 4011 MICHAEL DR, SUFFOLK, VA 23432-1436 |
| Document Number | 0180001178 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 180001178 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 30, 2022 |
| Title Company | LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5000 PORTSMOUTH BLVD, CHESAPEAKE, VA 23321-1426 |
| Document Number | 0180001179 |
|---|---|
| Date | Feb 05, 2018 |
| Instrument | 180001179 |
| Name | TOWNEBANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk City records · Assessment roll updated January 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $761,800 (+4.57%) Land $115,900 Building $645,900 | ||
| 2025 | $8,601.00 (+5.06%) | $761,800 (+4.57%) Land $115,900 Building $645,900 | $728,500 (+3.14%) Land $115,900 Building $612,600 |
| 2024 | $8,187.00 (+6.35%) | $728,500 (+3.14%) Land $115,900 Building $612,600 | |
| 2023 | $7,698.00 | $706,300 Land $115,900 Building $590,400 | $706,300 Land $115,900 Building $590,400 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518000753022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (1992–2009) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Nov 2009, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Low above 38% of the US · above 63% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,961 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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