4010 Michael Dr, Suffolk, VA 23432 Property Records

Suffolk City property record for 4010 Michael Dr, Suffolk, VA 23432 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage2,473 sqft Living Area
Lot Size130,680 sqft (3 acres)
OccupancyOwner Occupied
Last Sale$559,900 (2022)
Tax Bill$450.00 (2025)

Property Details

APN / Parcel Number

Primary APN10E*48
Alternative APN
  • 254000959

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,473 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionHip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area130,680 sqft (3 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Account Number254000959
Street Address4010 MICHAEL DR
CitySUFFOLK
StateVA
Zip23432-1435
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL.48,CIARA ESTATES
Legal SubdivisionCIARA ESTATES
JurisdictionSUFFOLK CITY VA
Minor Civil DivisionSUFFOLK
Census Blockgroup2
Census Block2002
Census Tract75302

Owner

Source: Suffolk City records · APN 10E*48

Assessment roll updated December 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4010 MICHAEL DR, SUFFOLK, VA 23432-1435
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Line of Credit
AMERISAVE MORTGAGE CORPORATION
Mar 30, 2022Deed of Trust, Mortgage · Stand Alone Refinance
TOWNEBANK
Apr 19, 2022Warranty Deed, Transfer · Conventional Mortgage
AFI FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2022 · Amount on Record
Deed SaleApr 19, 2022 · Amount on Record
Prior SaleApr 06, 2016 · Amount on Record
Deed Doc Number20225979
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Recording DateApr 15, 2026
Property Address4010 MICHAEL DR, SUFFOLK, VA 23432-1435
Document Number0000004568
Instrument DateApr 14, 2026
Instrument20264568
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship298
Address4010 MICHAEL DR, SUFFOLK, VA 23432-1435

Mortgage

Document Number0000004568,
DateApr 15, 2026
Instrument20264568
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 01, 2041
Interest
Rate5.54%
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address4010 MICHAEL DR, SUFFOLK, VA 23432-1435
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220004807
DateMar 30, 2022
Instrument220004807
Lender
NameTOWNEBANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term12 Months
DueMar 25, 2023
Interest
Rate TypeFixed Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateApr 19, 2022
Property Address4010 MICHAEL DR, SUFFOLK, VA 23432-1435
Document Number0220005979
Instrument DateApr 13, 2022
Instrument220005979
Transaction TypeTransfer
Record UpdatedMay 09, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4010 MICHAEL DR, SUFFOLK, VA 23432-1435

Mortgage

Document Number0220005980
DateApr 19, 2022
Instrument220005980
Lender
NameAFI FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term83 Months
DueMar 16, 2029
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Suffolk City records · Assessment roll updated December 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySuffolk City
Unified School DistrictSuffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$598,300 (+4.84%) Land $115,000 Building $483,300
2025$450.00 (+14.5%) Senior Citizen's exemption$598,300 (+4.84%) Land $115,000 Building $483,300$570,700 (+3.31%) Land $115,000 Building $455,700
2024$393.00 Senior Citizen's exemption$570,700 (+3.31%) Land $115,000 Building $455,700
2023Senior Citizen's exemption$552,400 Land $115,000 Building $437,400$552,400 Land $115,000 Building $437,400

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