4016 Michael Dr, Suffolk, VA 23432 Property Records

Suffolk City property record for 4016 Michael Dr, Suffolk, VA 23432

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,369 sqft · built 2017
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on Record
Last Sale	$624,900 (Nov 2021)
Tax Bill	$7,508 (2025)
Deeds & Mortgages	Oct 2020 Refinance Nov 2021 Sale & Mortgage + 1 more
APN	`10E*51`

Property Details

APN / Parcel Number

Primary APN	`10E*51`
Alternative APN	`254000962`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,369 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	143,748 sqft (3.3 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	254000962
Street Address	4016 MICHAEL DR
City	SUFFOLK
State	VA
Zip	23432-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL ESTATE
Legal Description	L.51,CIARA ESTATES
Legal Subdivision	CIARA ESTATES
Legal Lot Number	51
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2002
Census Tract	75302

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4016 MICHAEL DR, SUFFOLK, VA 23432-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC
Nov 18, 2021	Warranty Deed, Transfer · ARM NAVY FEDERAL CREDIT UNION
Feb 17, 2017	Warranty Deed, Transfer · Conventional Mortgage SIMONTOWNE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Feb 17, 2017 · Amount on Record
Deed Document Number	210021159
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4016 MICHAEL DR, SUFFOLK, VA 23432-1435
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	FIRST VA TITLE AND ESCROW LLC, 1ST VA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200014505
Date	Oct 13, 2020
Instrument	200014505

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Nov 18, 2021
Property Address	4016 MICHAEL DR, SUFFOLK, VA 23432-1435
Document Number	210021159
Instrument Date	Nov 10, 2021
Instrument	210021159
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 MICHAEL DR, SUFFOLK, VA 23432-1435

Mortgage

Document Number	210021160
Date	Nov 18, 2021
Instrument	210021160

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2026
Change Frequency	5 Years

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Feb 17, 2017
Property Address	4016 MICHAEL DR, SUFFOLK, VA 23432-1435
Document Number	170001890
Instrument Date	Feb 16, 2017
Instrument	170001890
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 MICHAEL DR, SUFFOLK, VA 23432-1435

Mortgage

Document Number	170001891
Date	Feb 17, 2017
Instrument	170001891

Lender

Name	SIMONTOWNE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$659,700 (+3.35%) Land $119,400 Building $540,300
2025	$7,508.00 (+3.96%)	$659,700 (+3.35%) Land $119,400 Building $540,300	$638,300 (+3.62%) Land $119,400 Building $518,900
2024	$7,222.00 (+7.57%)	$638,300 (+3.62%) Land $119,400 Building $518,900
2023	$6,714.00	$616,000 Land $119,400 Building $496,600	$616,000 Land $119,400 Building $496,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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