4014 E State Rd 28, Frankfort, IN 46041 Property Records

Clinton County property record for 4014 E State Rd 28, Frankfort, IN 46041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,604 sqft · built 1958
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Tax Bill	$791 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-11-09-100-007.000-010`

Property Details

APN / Parcel Number

Primary APN	`12-11-09-100-007.000-010`
Alternative APNs	`01241366302` `00742017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Terrain	Low
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	01241366302
Street Address	4014 E STATE ROAD 28
City	FRANKFORT
State	IN
Zip	46041-8887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	007-25002-00 PT SW NW 9-21-1E .58A 6605-B
Jurisdiction	CLINTON IN
Township / Civil Division	MICHIGAN
Census Block Group	4
Census Block	4042
Census Tract	950200

Owner

4014 E State Rd 28 is owned and occupied by an individual who acquired it in January 2025.

Source: Clinton County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1403 WASHINGTON AVE, FRANKFORT, IN 46041-2103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · USDA Mortgage UNITED STATES DEPARTMENT OF AGRICULTURE
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 5, 2023	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 22, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jul 17, 2013	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025
Deed Sale	Jan 14, 2025
Prior Sale	May 22, 2018 · Amount on File
Deed Document Number	2025109
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	4014 E STATE ROAD 28, FRANKFORT, IN 46041-8887
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170638
Date	Feb 10, 2017
Instrument	2017-0638

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	RENSSELAER, IN 47978

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 3, 2037

Interest

Rate	1.5%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	4014 E STATE ROAD 28, FRANKFORT, IN 46041-8887
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 E STATE ROAD 28, FRANKFORT, IN 46041-8887

Mortgage

Document Number	0020220027
Date	Jan 3, 2022
Instrument	20220027

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	317 Months
Due	Jun 1, 2048

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON IN
Property Address	4014 E STATE ROAD 28, FRANKFORT, IN 46041-8887
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 E STATE ROAD 28, FRANKFORT, IN 46041-8887

Mortgage

Document Number	0020233255
Date	Oct 5, 2023
Instrument	20233255

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	1600 S DOUGLASS RD STE 110, ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	296 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	May 22, 2018
Property Address	4014 E STATE ROAD 28, FRANKFORT, IN 46041-8887
Document Number	0020181704
Map Reference	MR 47 PG 339
Instrument Date	May 17, 2018
Instrument	2018-1704
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 E STATE RD 28, FRANKTON, IN 46044
Investor	Possibly a Property Investor

Mortgage

Document Number	0020181705
Date	May 22, 2018
Instrument	2018-1705

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON IN
Recording Date	Jul 17, 2013
Property Address	4014 E STATE ROAD 28, FRANKFORT, IN 46041-8887
Document Number	0020133046
Map Reference	MR47 PG339
Instrument Date	Jul 16, 2013
Instrument	2013-3046
Transaction Type	Transfer
Record Updated	Sep 12, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 E STATE ROAD 28, FRANKFORT, IN 46041-8887

Mortgage

Document Number	0020133047
Date	Jul 17, 2013
Instrument	2013-3047

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	SANDY, UT 84094

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 4014 E State Rd 28 was $791 with a homeowner's exemption, up 27.8% from the year before.

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Clinton County
County Subdivision	Michigan Township
Unified School District	Clinton Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00 (+27.79%) Homeowner's exemption	$124,700 Land $21,200 Building $103,500	$124,700 Land $21,200 Building $103,500
2024	$619.00 (-0.8%)
2023	$624.00 (+11.83%)	$100,300 (+2.77%) Land $21,200 Building $79,100	$100,300 (+2.77%) Land $21,200 Building $79,100
2022	$558.00	$97,600 Land $21,200 Building $76,400	$97,600 Land $21,200 Building $76,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4014 E State Rd 28 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Most Recent Claim	Aug 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4014 E State Rd 28 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
FiberHawk Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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