Clinton County property record for 3922 E State Rd 28, Frankfort, IN 46041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1909 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,938 (May 2025) |
| Tax Bill | $991 (2025) |
| Deeds & Mortgages | Dec 2015 Mortgage May 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-11-08-278-008.000-001 |
| Primary APN | 12-11-08-278-008.000-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 210 ft deep x 90 ft wide |
| Garage Type | Mixed |
| Garage Area | 768 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 452 sqft |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00891562224 |
|---|---|
| Street Address | 3922 E STATE ROAD 28 |
| City | FRANKFORT |
| State | IN |
| Zip | 46041-8886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 001-19036-80 PT S NE 8-21-1E .43A 467-A-1-H |
| Legal Tract | 8 |
| Jurisdiction | CLINTON IN |
| Township / Civil Division | CENTER |
| Census Block Group | 4 |
| Census Block | 4038 |
| Census Tract | 950200 |
3922 E State Rd 28 is owned and occupied by two individuals who bought it in May 2025.
Source: Clinton County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3922 E STATE ROAD 28, FRANKFORT, IN 46041-8886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2015 | Deed of Trust, Mortgage · Conventional Mortgage FME FCU |
| May 5, 2025 | Warranty Deed, Transfer PERSONS BANKING COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on File |
| Deed Sale | May 5, 2025 · Amount on File |
| Deed Document Number | 20251431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IN |
| Property Address | 3922 E STATE ROAD 28, FRANKFORT, IN 46041-8886 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020154562 |
|---|---|
| Date | Dec 21, 2015 |
| Instrument | 2015-4562 |
| Name | FME FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT CLAIR SHORES, MI 48082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 31, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | May 5, 2025 |
| Property Address | 3922 E STATE ROAD 28, FRANKFORT, IN 46041-8886 |
| Document Number | 0020251431 |
| Instrument Date | May 1, 2025 |
| Instrument | 20251431 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3922 E STATE ROAD 28, FRANKFORT, IN 46041-8886 |
| Document Number | 0020251432 |
|---|---|
| Date | May 5, 2025 |
| Instrument | 20251432 |
| Name | PERSONS BANKING COMPANY |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2055 |
The 2025 property tax bill for 3922 E State Rd 28 was $991 with a homeowner's exemption, up 20.7% from the year before.
Source: Clinton County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Clinton County |
| County Subdivision | Center Township |
| Unified School District | Frankfort Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $991.00 (+20.71%) Homeowner's exemption | $126,400 Land $17,300 Building $109,100 | $126,400 Land $17,300 Building $109,100 |
| 2024 | $821.00 (-11.24%) | ||
| 2023 | $925.00 (+19.35%) | $101,800 (-0.39%) Land $17,300 Building $84,500 | $101,800 (-0.39%) Land $17,300 Building $84,500 |
| 2022 | $775.00 | $102,200 Land $17,300 Building $84,900 | $102,200 Land $17,300 Building $84,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3922 E State Rd 28 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Aug 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3922 E State Rd 28 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| FiberHawk Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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