3964 E State Rd 28, Frankfort, IN 46041 Property Records

Clinton County property record for 3964 E State Rd 28, Frankfort, IN 46041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,554 sqft · built 1955
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Oct 2011)
Tax Bill$1,896 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-11-08-278-012.000-001

Property Details

APN / Parcel Number

Primary APN12-11-08-278-012.000-001
Alternative APNs
  • 01507812131
  • 00155024

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,554 sqft Living Area
1st Floor Area1,554 sqft
Basement Area500 sqft
Unfinished Basement500 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1971
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialMetal
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions210 ft deep x 90 ft wide
Garage TypeMixed
Garage Area1,385 sqft
Parking Spaces5 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number01507812131
Street Address3964 E STATE ROAD 28
CityFRANKFORT
StateIN
Zip46041-8886
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description001-07021-00 PT SENE 8-21-1E .43A 467-A-1-L
JurisdictionCLINTON IN
Township / Civil DivisionCENTER
Census Block Group4
Census Block4038
Census Tract950200

Owner

3964 E State Rd 28 is owned and occupied by an individual who bought it in October 2011.

Source: Clinton County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3964 E STATE ROAD 28, FRANKFORT, IN 46041-8886
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2011 · Amount on File
Deed SaleOct 26, 2011 · Amount on File
Prior SaleOct 24, 2011 · Amount on File
Deed Document Number20113968
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON IN
Property Address3964 E STATE ROAD 28, FRANKFORT, IN 46041-8886
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020183086
DateSep 7, 2018
Instrument2018-3086
Lender
NameLAFAYETTE BANK & TRUST CO
TypeBank
AddressFRANKFORT, IN 46041
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3964 E State Rd 28 was $1,896 with a homeowner's exemption, up 13.2% from the year before.

Source: Clinton County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyClinton County
County SubdivisionCenter Township
Unified School DistrictFrankfort Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,896.00 (+13.19%) Homeowner's exemption$199,100 Land $17,300 Building $181,800$199,100 Land $17,300 Building $181,800
2024$1,675.00 (-18.69%)
2023$2,060.00 (+15.73%)$158,300 (-0.31%) Land $17,300 Building $141,000$158,300 (-0.31%) Land $17,300 Building $141,000
2022$1,780.00$158,800 Land $17,300 Building $141,500$158,800 Land $17,300 Building $141,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3964 E State Rd 28 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1989)
Most Recent ClaimAug 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3964 E State Rd 28 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
FiberHawk
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

Nearby Properties on E State Rd 28

Nearby Streets

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