4006 Michael Dr, Suffolk, VA 23432 Property Records

Suffolk City property record for 4006 Michael Dr, Suffolk, VA 23432

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,550 sqft · built 2017
Lot Size	3.07 acres (134,165 sqft)
Owner	Individual Name on Record
Last Sale	$492,382 (May 2017)
Tax Bill	$450 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Dec 2020 Refinance + 1 more
APN	`10E*46`

Property Details

APN / Parcel Number

Primary APN	`10E*46`
Alternative APN	`254000957`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,550 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	134,165 sqft (3.07 acres)
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	254000957
Street Address	4006 MICHAEL DR
City	SUFFOLK
State	VA
Zip	23432-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL ESTATE
Legal Description	L.46,CIARA ESTATES
Legal Subdivision	CIARA ESTATES
Legal Lot Number	46
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2002
Census Tract	75302

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4006 MICHAEL DR, SUFFOLK, VA 23432-1435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LANGLEY FEDERAL CREDIT UNION
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CENTER LLC
May 16, 2017	Warranty Deed, Transfer · VA Mortgage SIMONTOWNE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Prior Sale	Dec 15, 2016 · Amount on Record
Deed Document Number	170005455
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4006 MICHAEL DR, SUFFOLK, VA 23432-1435
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230004528
Date	May 4, 2023
Instrument	230004528

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Apr 28, 2063

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4006 MICHAEL DR, SUFFOLK, VA 23432-1435
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200018707
Date	Dec 21, 2020
Instrument	200018707

Lender

Name	CAPITAL CENTER LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 16, 2017
Property Address	4006 MICHAEL DR, SUFFOLK, VA 23432-1435
Document Number	0170005455
Instrument Date	May 15, 2017
Instrument	170005455
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4006 MICHAEL DR, SUFFOLK, VA 23432-1435

Mortgage

Document Number	0170005456
Date	May 16, 2017
Instrument	170005456

Lender

Name	SIMONTOWNE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$720,000 (+5.05%) Land $115,700 Building $604,300
2025	$450.00 (+14.5%) Senior Citizen's exemption	$720,000 (+5.05%) Land $115,700 Building $604,300	$685,400 (+3.49%) Land $115,700 Building $569,700
2024	$393.00 Senior Citizen's exemption	$685,400 (+3.49%) Land $115,700 Building $569,700
2023	Senior Citizen's exemption	$662,300 Land $115,700 Building $546,600	$662,300 Land $115,700 Building $546,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Michael Dr

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