4008 Michael Dr, Suffolk, VA 23432 Property Records

Suffolk City property record for 4008 Michael Dr, Suffolk, VA 23432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,678 sqft · built 2017
Lot Size	3 acres (130,680 sqft)
Owner	2 Company Names on Record
Last Sale	$790,000 (May 2026)
Tax Bill	$7,734 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2026 Sale + 4 more
APN	`10E*47`

Property Details

APN / Parcel Number

Primary APN	`10E*47`
Alternative APN	`254000958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,678 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	254000958
Street Address	4008 MICHAEL DR
City	SUFFOLK
State	VA
Zip	23432-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL ESTA
Legal Description	L.47,CIARA ESTATES
Legal Subdivision	CIARA ESTATES
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	2
Census Block	2002
Census Tract	75302

Owner

Source: Suffolk City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4008 MICHAEL DR, SUFFOLK, VA 23432-1435
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK
May 14, 2026	Deed, Transfer FIDELITY NATIONAL TITLE
May 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Dec 31, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 5, 2017	Warranty Deed, Transfer · VA Mortgage SIMONTOWNE MORTGAGE
Mar 8, 2017	Special Warranty Deed, Transfer LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	20266044
Prior Transfer Date	Sep 18, 2024
Prior Transfer Doc	0000009844
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 15, 2026
Property Address	4008 MICHAEL DR, SUFFOLK, VA 23432-1435
Document Number	0000008847
Instrument Date	Jul 10, 2026
Instrument	20268847
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	281 NEW BOSTON RD, BEDFORD, NH 03110-4350

Mortgage

Document Number	0000008847,
Date	Jul 15, 2026
Instrument	20268847

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	May 14, 2026
Property Address	4008 MICHAEL DR, SUFFOLK, VA 23432-1435
Document Number	0000006044
Instrument Date	May 13, 2026
Instrument	20266044
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$79,790.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4008 MICHAEL DR, SUFFOLK, VA 23432-1435

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4008 MICHAEL DR, SUFFOLK, VA 23432-1435
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0230005266
Date	May 23, 2023
Instrument	230005266

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2033

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	4008 MICHAEL DR, SUFFOLK, VA 23432-1435
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190014847
Date	Dec 31, 2019
Instrument	190014847

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Jul 5, 2017
Property Address	4008 MICHAEL DR, SUFFOLK, VA 23432-1435
Document Number	0170007404
Instrument Date	Jun 30, 2017
Instrument	170007404
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4008 MICHAEL DR, SUFFOLK, VA 23432-1435
Investor	Possibly a Property Investor

Mortgage

Document Number	0170007405
Date	Jul 5, 2017
Instrument	170007405

Lender

Name	SIMONTOWNE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 8, 2017
Property Address	4008 MICHAEL DR, SUFFOLK, VA 23432-1435
Document Number	0170002623
Instrument Date	Feb 24, 2017
Instrument	170002623
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PORTSMOUTH BLVD, CHESAPEAKE, VA 23321-1426

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$680,800 (+3.92%) Land $115,000 Building $565,800
2025	$7,734.00 (+4.49%)	$680,800 (+3.92%) Land $115,000 Building $565,800	$655,100 (+22.72%) Land $115,000 Building $540,100
2024	$7,402.00 (+27.23%)	$655,100 (+22.72%) Land $115,000 Building $540,100
2023	$5,818.00	$533,800 Land $115,000 Building $418,800	$533,800 Land $115,000 Building $418,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1992–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Nov 2009 · tidal / storm surge
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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