401 Willingham Rd, Whitehouse, TX 75791 Property Records

Smith County property record for 401 Willingham Rd, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,100 sqft · built 1968
Lot Size	0.644 acres (28,053 sqft)
Owner	2 Individual Names on File
Last Sale	$201,694 (Nov 2021)
Tax Bill	$4,655 (2026)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R096883`

Property Details

APN / Parcel Number

Primary APN	`R096883`
Alternative APN	`1-00000-0364-04-070010`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	28,053 sqft (0.644 acres)
Lot Dimensions	182 ft deep x 157 ft wide
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R096883
Street Address	401 WILLINGHAM RD
City	WHITEHOUSE
State	TX
Zip	75791-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0364 M GUITTERIEZTRACT 70A
Legal Subdivision	A0364 M GUITTERIEZ
Legal Tract	70A
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	3
Census Block	3033
Census Tract	2200

Owner

401 Willingham Rd is owned by two individuals who bought it in November 2021.

Source: Smith County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10456 COUNTRY HILLS BLVD, TYLER, TX 75708-3176
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Deed Document Number	202147922
Record Updated	Oct 29, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Nov 19, 2021
Property Address	401 WILLINGHAM RD, WHITEHOUSE, TX 75791-3413
Document Number	0001047922
Map Reference	VOL 4619 PG 314
Instrument Date	Nov 17, 2021
Instrument	202101047922
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10456 COURT HILLS BLVD, TYLER, TX 75708

Mortgage

Document Number	0001047923
Date	Nov 19, 2021
Instrument	202101047923

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

The 2026 property tax bill for 401 Willingham Rd was $4,655, up 5.9% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Whitehouse City
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,655.00 (+5.89%)	$227,408 (+5.87%) Land $23,912 Building $203,496	$227,408 (+5.87%) Land $23,912 Building $203,496
2025	$4,396.00 (+2.26%)	$214,794 Land $22,897 Building $191,897	$214,794 Land $22,897 Building $191,897
2024	$4,299.00 (+4.88%)
2023	$4,099.00 (+27.93%)	$205,743 Land $19,917 Building $185,826	$205,743 Land $19,917 Building $185,826
2022	$3,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Willingham Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (2007–2019)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Apr 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Willingham Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEHOUSE serves 9,571 people · EPA ID TX2120025
Water Source	Purchased surface water from CITY OF TYLER
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20