401 Sandcastle Rd, Franklin, TN 37069 Property Records

Williamson County property record for 401 Sandcastle Rd, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,197 sqft · built 2005
Lot Size	0.456 acres (19,856 sqft)
Owner	Company Name on File
Last Sale	$635,000 (May 2005)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Apr 2023 Transfer Feb 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`015N-B-002.00-000`

Property Details

APN / Parcel Number

Primary APN	`015N-B-002.00-000`
Alternative APNs	`094015N B 00200` `180804`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,197 sqft Living Area
Gross Area	7,708 sqft
1st Floor Area	2,768 sqft
Basement Area	2,768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,856 sqft (0.456 acres)
Lot Dimensions	146 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	743 sqft
Driveway	Driveway
Porch	Slab
Porch Area	446 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 SANDCASTLE RD
City	FRANKLIN
State	TN
Zip	37069-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TEMPLE HILLS THE LINKS PB 37 PG 62 LOT 0224 SUBD SEC 2 REV 1 PB 37 PG 57
Legal Subdivision	TEMPLE HILLS THE LINKS
Legal Lot Number	0224
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	50405

Owner

401 Sandcastle Rd is owned by a company that acquired it in April 2023 and is owner-occupied.

Source: Williamson County records, as of December 26, 2025

Owner of Record	Company Name on File
Mailing Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 6, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Oct 1, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Mar 19, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TN
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2005 · Amount on File
Deed Sale	May 2, 2005 · Amount on File
Prior Sale	Mar 14, 2005 · Amount on File
Deed Document Number	200518703
Deed Book / Page	3543 / 437
Last Transfer Date	Apr 3, 2023
Transfer Doc	0092240588
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 3, 2023
Property Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Document Number	0092240588
Book / Page	9224 / 588
Map Reference	MB P37 PG 62
Instrument Date	Apr 3, 2023
Instrument	23008833
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078850038
Date	Feb 6, 2020
Book Page	7885/0038
Instrument	20005402

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080520079
Date	Jun 18, 2020
Book Page	8052/79
Instrument	20030078

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085030045
Date	Apr 6, 2021
Book Page	8503/45
Instrument	21021071

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78215

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222

Mortgage

Document Number	0087500001
Date	Oct 1, 2021
Book Page	8750/1
Instrument	21058905

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 18, 2022
Property Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Document Number	0089420824
Book / Page	8942 / 824
Map Reference	MB P37 PG 62
Instrument Date	Mar 15, 2022
Instrument	22012797
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	RP TITLE AND ESCROW LLC, RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222

Mortgage

Document Number	0022012798
Date	Mar 18, 2022
Instrument	22012798

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Document Number	0080100642
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 SANDCASTLE RD FRANKLIN TN 370697222, FRANKLIN, TN 37069-7222

Mortgage

Document Number	0080100642
Date	May 22, 2020
Book Page	008010/000642
Instrument	23884

Lender

Name	FIFTH THIRD BK/TN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546-6253

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	401 SANDCASTLE RD, FRANKLIN, TN 37069-7222
Document Number	0076970334
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 SANDCASTLE RD FRANKLIN TN 370697222, FRANKLIN, TN 37069-7222

Mortgage

Document Number	0076970334
Date	Aug 1, 2019
Book Page	007697/000334
Instrument	29668

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Sandcastle Rd was $5,120, up 30.5% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,120.00 (+30.48%)	$393,875 Land $100,000 Building $293,875	$1,575,500 Land $400,000 Building $1,175,500
2024	$3,924.00
2023	$3,924.00	$208,725 (-) Land $40,000 Building $168,725	$834,900 (-) Land $160,000 Building $674,900
2022	$3,924.00	$208,725 Land $40,000 Building $168,725	$834,900 Land $160,000 Building $674,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Sandcastle Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Sandcastle Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARPETH VALLEY U.D. serves 65,518 people · EPA ID TN0000286
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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