Hamilton County property record for 320 Guild Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,236 sqft · built 1950 |
| Lot Size | 0.549 acres (23,916 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,170 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 158I B 011 |
| Primary APN | 158I B 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,916 sqft (0.549 acres) |
| Lot Dimensions | 261 ft deep x 104 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000100332 |
|---|---|
| Street Address | 320 GUILD DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 12 PT 13 14 BLK 10 MC REYNOLDS FARM PB 13 PG 28 |
| Legal Subdivision | SUBDIVISION OF MCREYNOLDS FARM |
| Legal Block | 10 |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 3400 |
320 Guild Dr is owned and occupied by two individuals who acquired it in June 2023.
Source: Hamilton County records, as of March 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Intrafamily Transfer, Transfer ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| May 31, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 6, 2023 |
| Transfer Doc | 0000000246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 12, 2023 |
| Property Address | 320 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 0000000246 |
| Book / Page | 13316 / 843 |
| Map Reference | MB 13 PG 28 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023061200246 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ENSIGN TITLE AND ESCROW INC, ENSIGN TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 31, 2022 |
| Property Address | 320 GUILD DR, CHATTANOOGA, TN 37421-3919 |
| Document Number | 0000000383 |
| Book / Page | 12976 / 798 |
| Map Reference | MB 13 PG 28 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 2022053100383 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 BASS RD, CHATTANOOGA, TN 37421-3904 |
The 2025 property tax bill for 320 Guild Dr was $1,170, up 25.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,170.00 (+25.94%) | $77,250 (+86.03%) | $309,000 (+86.03%) Land $75,000 Building $234,000 |
| 2024 | $929.00 | $41,525 (-) | $166,100 (-) Land $50,000 Building $116,100 |
| 2023 | $929.00 | $41,525 (-) | $166,100 (-) Land $50,000 Building $116,100 |
| 2022 | $929.00 | $41,525 | $166,100 Land $50,000 Building $116,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Guild Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1979–2009) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Sep 2009 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Guild Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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