Lake County property record for 40083 Babb Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.29 acres (56,550 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,666 (Oct 2025) |
| Tax Bill | $1,228 (2024) |
| Deeds & Mortgages | Aug 2024 Construction Loan Dec 2025 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-18-26-0050-000-00800 |
| Primary APN | 11-18-26-0050-000-00800 |
|---|---|
| Alternative APNs |
|
| Lot Area | 56,550 sqft (1.29 acres) |
|---|---|
| View / Lot | Lake Front |
| Account Number | 3794576 |
|---|---|
| Street Address | 40083 BABB RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BABB ESTATES SUB LOT 8 PB 43 PGS 63-64 ORB 6325 PG 278 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 11 |
| Legal Subdivision | BABB ESTATES SUB |
| Legal Tract | 0050 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 30110 |
Source: Lake County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 21, 2024 | Deed of Trust, Mortgage · Construction Mortgage UNITED SOUTHERN BANK |
| Dec 3, 2025 | Correction Deed ACCOMODATION, ACCOMMODATION |
| Oct 13, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 30, 2024 | Warranty Deed, Transfer APPLE TITLE LIMITED, APPLE TITLE LTD |
| Dec 12, 2023 | Warranty Deed, Transfer APPLE TITLE LIMITED, APPLE TITLE LTD |
| Dec 29, 2021 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Jun 29, 2020 | Warranty Deed, Transfer BROKERS TITLE/LEESBURG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Prior Sale | Apr 30, 2024 · Amount on Record |
| Deed Document Number | 2025126384 |
| Deed Book / Page | 6613 / 1925 |
| Prior Transfer Date | Oct 1, 2025 |
| Prior Transfer Doc | 0066131925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1010, ALTOONA, FL 32702-1010 |
| Document Number | 0063860001 |
|---|---|
| Date | Aug 21, 2024 |
| Book Page | 6386/1 |
| Instrument | 2024098608 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 3, 2025 |
| Property Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Document Number | 0066420909 |
| Book / Page | 6642 / 909 |
| Map Reference | MB 43 PG 63 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025147842 |
| Record Updated | Dec 22, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 13, 2025 |
| Property Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Document Number | 0066131925 |
| Book / Page | 6613 / 1925 |
| Map Reference | MB 43 PG 63 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025126384 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 30, 2024 |
| Property Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Document Number | 0063250278 |
| Book / Page | 6325 / 278 |
| Map Reference | MB 63&64 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024050532 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 182, SORRENTO, FL 32776-0182 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1010, ALTOONA, FL 32702-1010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 12, 2023 |
| Property Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Document Number | 0062560598 |
| Book / Page | 6256 / 598 |
| Map Reference | MB 43 PG 63&64 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023151043 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 323 TANGLEWILDE ST, APOPKA, FL 32712-3623 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | PO BOX 182, SORRENTO, FL 32776-0182 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 29, 2021 |
| Property Address | 40083 BABB RD, UMATILLA, FL 32784-9002 |
| Document Number | 0058652170 |
| Book / Page | 5865 / 2170 |
| Map Reference | MB 43 PG 63&64 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2021178778 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $868.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22450 WILL MURPHY RD, UMATILLA, FL 32784-7940 |
| Name | Verified Name |
|---|---|
| Address | 2047 BLACKBIRD DR, APOPKA, FL 32703-1694 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 29, 2020 |
| Property Address | BABB RD, UMATILLA, FL 32784 |
| Document Number | 0054941177 |
| Book / Page | 005494 / 001177 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 69086 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | BROKERS TITLE/LEESBURG LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $385.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22450 WILL MURPHY RD UMATILLA FL 327847940, UMATILLA, FL 32784-7940 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,900 (-) Land $120,900 | $120,900 (-) Land $120,900 | |
| 2025 | $120,900 (+51.13%) Land $120,900 | $120,900 (+51.13%) Land $120,900 | |
| 2024 | $1,228.00 (+7.53%) | $80,000 (-) Land $80,000 | $80,000 (-) Land $80,000 |
| 2023 | $1,142.00 (-2.31%) | $80,000 (-) | $80,000 (-) Land $80,000 |
| 2022 | $1,169.00 | $80,000 | $80,000 Land $80,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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