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40143 Babb Rd, Umatilla, FL 32784 Property Records

Lake County property record for 40143 Babb Rd, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 2021
Lot Size3.22 acres (140,374 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Sep 2026)
Tax Bill$5,833 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Dec 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN11-18-26-0050-000-00500

Property Details

APN / Parcel Number

Primary APN11-18-26-0050-000-00500
Alternative APNs
  • 261811005000000500
  • 3794573

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,510 sqft Living Area
Gross Area1,950 sqft
1st Floor Area1,510 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area140,374 sqft (3.22 acres)
View / LotLake Front
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number3794573
Street Address40143 BABB RD
CityUMATILLA
StateFL
Zip32784-9002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBABB ESTATES SUB LOT 5 PB 43 PGS 63-64 ORB 6256 PG 119
Legal Range26E
Legal Township18S
Legal Section11
Legal SubdivisionBABB ESTATES SUB
Legal Tract0050
Legal Lot Number5
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2024
Census Tract30110

Owner

Source: Lake County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40143 BABB RD, UMATILLA, FL 32784-9002
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2026Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORPORATION
Dec 12, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC
Jun 26, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 16, 2020Warranty Deed, Transfer
SEAPLANE TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2026 · Amount on Record
Deed SaleSep 3, 2026 · Amount on Record
Prior SaleDec 12, 2023 · Amount on Record
Deed Document Number2026108800
Deed Book / Page6806 / 485
Prior Transfer DateJun 21, 2023
Prior Transfer Doc0061660875
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateSep 3, 2026
Property Address40143 BABB RD, UMATILLA, FL 32784-9002
Document Number0000108800
Book / Page6806 / 485
Instrument DateSep 1, 2026
Instrument2026108800
Transaction TypeTransfer
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$441,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40143 BABB RD, UMATILLA, FL 32784-9002

Mortgage

Document Number0000108801,
DateSep 3, 2026
Instrument2026108801
Lender
NameWATERSTONE MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 12, 2023
Property Address40143 BABB RD, UMATILLA, FL 32784
Document Number0062560119
Book / Page6256 / 119
Map ReferenceMB 43 PG 63&64
Instrument DateDec 8, 2023
Instrument2023150855
Transaction TypeTransfer
Record UpdatedDec 26, 2023
Title CompanyAPPLE TITLE LIMITED, APPLE TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 182, SORRENTO, FL 32776-0182

Transferred To (Grantee/Buyer)

NameVerified Name
Address40143 BABB RD, UMATILLA, FL 32784

Mortgage

Document Number0006256120
DateDec 12, 2023
Instrument6256/120
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2039

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateJun 26, 2023
Property Address40143 BABB RD, UMATILLA, FL 32784-9002
Document Number0061660875
Book / Page6166 / 875
Map ReferenceMB 43 PG 63
Instrument DateJun 21, 2023
Instrument2023076620
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address182 SORRENTO, SORRENTO, FL 32776

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address182 SORRENTO, SORRENTO, FL 32776

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 16, 2020
Property Address40143 BABB RD, UMATILLA, FL 32784-9002
Document Number0055830975
Book / Page005583 / 000975
Instrument DateNov 12, 2020
Instrument128780
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanySEAPLANE TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,260.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 182 SORRENTO FL 327760182, SORRENTO, FL 32776-0182
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$426,630 (+2.9%)$439,988 (-0.27%) Land $191,425 Building $248,563
2025$5,833.00 (+16.15%) Homeowner's exemption$414,610 (+9.11%) Land $191,425 Building $223,185$441,191 (+16.11%) Land $191,425 Building $249,766
2024$5,022.00 (-10.96%)
2023$5,640.00 (+5.2%)$379,985 (+0.52%)$379,985 (+0.52%) Land $184,063 Building $195,922
2022$5,361.00$378,026$378,026 Land $184,063 Building $193,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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