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40197 Babb Rd, Umatilla, FL 32784 Property Records

Lake County property record for 40197 Babb Rd, Umatilla, FL 32784 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,600 sqft · built 2022
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on File
Last Sale$119,400 (Feb 2021)
Tax Bill$4,816 (2024)
Deeds & MortgagesDec 2022 Line of Credit
Feb 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN11-18-26-0050-000-00300

Property Details

APN / Parcel Number

Primary APN11-18-26-0050-000-00300
Alternative APN
  • 3794571

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,600 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialAsbestos
Construction TypeSteel Frame
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area100,188 sqft (2.3 acres)
Garage TypeFinished
PorchOpen Porch
Patio Area350 sqft
Utility Building1,080 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3794571
Street Address40197 BABB RD
CityUMATILLA
StateFL
Zip32784-9002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBABB ESTATES SUB LOT 3 PB 43 PGS 63-64 ORB 5633 PG 1132
Legal Range26E
Legal Township18S
Legal Section11
Legal SubdivisionBABB ESTATES
Legal Tract50
Legal Lot Number3
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2024
Census Tract30110

Owner

Source: Lake County records · APN 11-18-26-0050-000-00300

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address40197 BABB RD, UMATILLA, FL 32784-9002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2022Deed of Trust, Mortgage · Line of Credit
UNITED SOUTHERN BANK
Feb 01, 2021Warranty Deed, Transfer
SEAPLANE TITLE LLC
Nov 16, 2020Warranty Deed, Transfer
SEAPLANE TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2021 · Amount on Record
Deed SaleFeb 01, 2021 · Amount on Record
Prior SaleNov 16, 2020 · Amount on Record
Deed Document Number2021014197
Deed Book / Page5633 / 1132
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address40197 BABB RD, UMATILLA, FL 32784-9002
Transaction TypeMortgage
Record UpdatedFeb 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6325 N ORANGE BLOSSOM TRL A114, A114, ORLANDO, FL 32810-4222

Mortgage

Document Number0060642074
DateDec 12, 2022
Book Page6064/2074
Instrument2022158895
Lender
NameUNITED SOUTHERN BANK
TypeBank
AddressUMATILLA, FL 32784
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateFeb 01, 2021
Property Address40197 BABB RD, UMATILLA, FL 32784-9002
Document Number0056331132
Book / Page5633 / 1132
Map ReferenceMB 43 PG 63
Instrument DateJan 29, 2021
Instrument2021014197
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanySEAPLANE TITLE LLC

Transaction

AmountAmount Recorded
Tax$835.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 182, SORRENTO, FL 32776-0182

Transferred To (Grantee/Buyer)

NameVerified Name
Address5032 ASHMEADE RD, ORLANDO, FL 32810-1829

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateNov 16, 2020
Property Address40197 BABB RD, UMATILLA, FL 32784-9002
Document Number0055830975
Book / Page005583 / 000975
Instrument DateNov 12, 2020
Instrument128780
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanySEAPLANE TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,260.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 182 SORRENTO FL 327760182, SORRENTO, FL 32776-0182
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$347,380 (+5.99%) Land $149,500 Building $197,880$426,219 (-4.02%) Land $149,500 Building $276,719
2024$4,816.00 (+8.1%)
2023$4,455.00 (+202.44%) Homeowner's exemption$327,763 (+208.12%)$444,053 (+317.44%) Land $143,750 Building $300,303
2022$1,473.00$106,375$106,375 Land $106,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 361 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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