Lake County property record for 39839 Babb Rd, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,790 sqft · built 1922 |
| Lot Size | 9.49 acres (413,791 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $106,000 (Apr 2000) |
| Tax Bill | $4,566 (2024) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-18-26-0002-000-03000 |
| Primary APN | 14-18-26-0002-000-03000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,790 sqft Living Area |
| Gross Area | 3,726 sqft |
| 1st Floor Area | 2,790 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 413,791 sqft (9.49 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 1,276 sqft |
| Deck Area | Deck Area |
| Patio Area | 111 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1757029 |
|---|---|
| Street Address | 39839 BABB RD |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG A NE COR OF NE 1/4 OF NW 1/4 RUN W 355 FT S 197.5 FT W 10 FT S TO S LINE OF SAID NE 1/4 OF NW 1/4 THENCE E 365 FT TO SE COR OF SAID NE 1/4 OF NW 1/4 N TO POB ORB 1810 PG 349 ORB 6493 PG 1099 |
| Legal Tract | 0002 |
| Legal Lot Number | 30 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 30110 |
39839 Babb Rd is owner-occupied and held in a trust since March 2025.
Source: Lake County records, as of November 26, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 39839 BABB RD, UMATILLA, FL 32784-9045 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2000 · Amount on File |
| Deed Sale | Apr 5, 2000 · Amount on File |
| Deed Book / Page | 1810 / 349 |
| Last Transfer Date | Mar 2, 2025 |
| Transfer Doc | 0064931099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 39839 BABB RD, UMATILLA, FL 32784-9045 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 39839 BABB RD, UMATILLA, FL 32784-9045 |
| Document Number | 0061791907 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 6179/1907 |
| Instrument | 2023087646 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jun 29, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $278,680 (+2.9%) | $529,847 (-) Land $255,715 Building $274,132 | |
| 2025 | $270,830 Land $255,715 Building $15,115 | $529,847 Land $255,715 Building $274,132 | |
| 2024 | $4,566.00 (+12.6%) | ||
| 2023 | $4,055.00 (+9.42%) Homeowner's exemption | $255,540 (+3%) | $484,011 (+16.85%) Land $217,590 Building $266,421 |
| 2022 | $3,706.00 Homeowner's exemption | $248,100 | $414,218 Land $178,490 Building $235,728 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39839 Babb Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39839 Babb Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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