40140 Babb Rd, Umatilla, FL 32784 Property Records

Lake County property record for 40140 Babb Rd, Umatilla, FL 32784 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,661 sqft Living Area
Lot Size	63,552 sqft (1.45 acres)
Occupancy	Owner Occupied
Last Sale	$197,500 (2015)
Tax Bill	$2,213.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`11-18-26-0004-000-02706`
Alternative APNs	`261811000400002706` `2830913`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,661 sqft Living Area
Gross Area	2,121 sqft Gross Area
1st Floor	1,661 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2021
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	63,552 sqft (1.45 acres)
Parking Spaces	5 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Patio Area	192 sqft Patio
Porch Area	507 sqft Porch
Utility Building	320 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2830913
Street Address	40140 BABB RD
City	UMATILLA
State	FL
Zip	32784-9001
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FROM SW COR OF SE 1/4 RUN N ALONG W LINE 862.69 FT TO POB CONT N ALONG W LINE 135.69 FT S 89-53-30 E 495 FT S 0-21-10 E 135.69 FT N 89-53-30 W 495 FT TO POB--LESS W 25 FT FOR RD R/W-- ORB 4671 PG 990
Legal Range	26E
Legal Township	18S
Legal Section	11
Legal Quarter	4
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0004
Legal Lot Number	27
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	1
Census Block	1022
Census Tract	30110

Owner

Source: Lake County records · APN 11-18-26-0004-000-02706

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40140 BABB RD, UMATILLA, FL 32784-9001
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Prior Sale	Oct 07, 2011 · Amount on Record
Deed Doc Number	201594022
Deed Book / Page	4671 / 990
Prior Transfer Date	Jan 10, 2007
Prior Transfer Doc	0033980447
Record Refreshed	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	40140 BABB RD, UMATILLA, FL 32784-9001
Document Number	0054780022
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	40140 BABB RD UMATILLA FL 327849001, UMATILLA, FL 32784-9001

Mortgage

Document Number	0054780022
Date	May 29, 2020
Book Page	005478/000022
Instrument	58241

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,390 (+2.9%)	$292,332 (-) Land $113,880 Building $178,452
2025		$150,040 (+5.98%) Land $113,880 Building $36,160	$292,332 (-0.35%) Land $113,880 Building $178,452
2024	$2,213.00 (+13.2%)
2023	$1,955.00 (+10.45%) Homeowner's exemption	$141,580 (+3%)	$293,368 (+20.58%) Land $122,640 Building $170,728
2022	$1,770.00 Homeowner's exemption	$137,460	$243,301 Land $74,460 Building $168,841

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 30% of Florida
Wildfire Likelihood	About 1 in 568 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.