400 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 400 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.25 ba · 2,179 sqft · built 2020
Lot Size	0.2 acres (8,699 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (May 2026)
Tax Bill	$3,853 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94242-42-009`

Property Details

APN / Parcel Number

Primary APN	`94242-42-009`
Alternative APN	`R1669825`

Interior

Bedrooms	4 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,179 sqft Living Area
Gross Area	3,831 sqft
Basement Area	959 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,699 sqft (0.2 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R1669825
Street Address	400 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9, BLOCK 7, FARMSTEAD (THE) (BER) (20190016179)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	7
Legal Lot Number	9
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

Source: Larimer County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Mar 13, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELEVATIONS CU
Aug 20, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ELEVATIONS CU
Apr 20, 2020	Grant Deed, Construction Loan NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	202625795
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 29, 2026
Property Address	400 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Document Number	0000025795
Instrument Date	May 28, 2026
Instrument	202625795
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$6,817.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MICHIGAN AVE, BERTHOUD, CO 80513-3844

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	400 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Transaction Type	Mortgage
Record Updated	Mar 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009534
Date	Mar 13, 2024
Instrument	20240009534

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2044

August 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 20, 2020
Property Address	400 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Document Number	0000065210
Map Reference	DOC 20190033810
Instrument Date	Aug 20, 2020
Instrument	20200065210
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 E MICHIGAN AVE, BERTHOUD, CO 80513-3844

Mortgage

Document Number	0000065211
Date	Aug 20, 2020
Instrument	20200065211

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 20, 2020
Property Address	400 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Document Number	0000026641
Instrument Date	Apr 17, 2020
Instrument	26641
Transaction Type	Construction Loan
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35333 COUNTY ROAD 37 EATON CO 806158822, EATON, CO 80615-8822
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,853.00 (+11.88%)	$38,081 (-3.62%) Land $8,956 Building $29,125	$609,300 (+3.32%) Land $143,300 Building $466,000
2024	$3,444.00 (+3.67%)
2023	$3,322.00 (+6.41%)	$39,510 (+21.34%) Land $9,460 Building $30,050	$589,700 (+25.87%) Land $141,200 Building $448,500
2022	$3,122.00	$32,561 Land $7,096 Building $25,465	$468,500 Land $102,100 Building $366,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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