412 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 412 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,617 sqft · built 2020
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$489,906 (Apr 2021)
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification Jun 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`94242-42-007`

Property Details

APN / Parcel Number

Primary APN	`94242-42-007`
Alternative APN	`R1669823`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Basement Area	1,617 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	712 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1669823
Street Address	412 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLOCK 7, FARMSTEAD (THE) (BER) (20190016179)
Legal Quarter	NW
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	7
Legal Lot Number	7
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Loan Modification, Mortgage INDEPENDENT BK
Jun 10, 2020	Loan Modification, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	RECEPT # 20210034218
Record Updated	Jun 8, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	412 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Document Number	0000104186
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	395 DELOZIER DR #110 FORT COLLINS CO 805248467, 110, FORT COLLINS, CO 80524-8467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000104186
Date	Dec 11, 2020
Instrument	104186

Lender

Name	INDEPENDENT BK
Type	Bank
Address	LOVELAND, CO 80537

Agreement

Amount	Amount Recorded

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	412 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Document Number	0000041785
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	395 DELOZIER DR #110 FORT COLLINS CO 805248467, 110, FORT COLLINS, CO 80524-8467
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041785
Date	Jun 11, 2020
Instrument	41785

Lender

Name	INDEPENDENT BK
Type	Bank
Address	935 CLEVELAND AVE, LOVELAND, CO 80537-4718

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,678.00 (+17.32%)	$36,350 (-3.05%) Land $8,956 Building $27,394	$581,600 (+3.93%) Land $143,300 Building $438,300
2023	$3,135.00 (+11.8%)	$37,493 (+28.2%) Land $9,460 Building $28,033	$559,600 (+32.98%) Land $141,200 Building $418,400
2022	$2,804.00	$29,246 Land $7,096 Building $22,150	$420,800 Land $102,100 Building $318,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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