318 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 318 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,494 sqft · built 2000
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Nov 2020)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94242-19-010`

Property Details

APN / Parcel Number

Primary APN	`94242-19-010`
Alternative APN	`R1504436`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
Basement Area	936 sqft
Finished Basement	936 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2019
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	862 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1504436
Old Parcel Number	9424219010
Street Address	318 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-1376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLK 10, MARY'S FARM SUB, BER (AKA LOT 10, BLK 10, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69
Legal Township	04
Legal Section	24
Legal Quarter	NW
Legal Subdivision	MARY S FARM
Legal Block	10
Legal Lot Number	10
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

318 E Michigan Ave is owned and occupied by an individual who bought it in November 2020.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	318 E MICHIGAN AVE, BERTHOUD, CO 80513-1376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Nov 18, 2020	Warranty Deed, Transfer · VA Mortgage ELEVATIONS CU
Jan 31, 2017	Warranty Deed, Transfer · FHA Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	20200096339
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	318 E MICHIGAN AVE, BERTHOUD, CO 80513-1376
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL 1 SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056939
Date	Sep 14, 2018
Instrument	20180056939

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 18, 2020
Property Address	318 E MICHIGAN AVE, BERTHOUD, CO 80513-1376
Document Number	0000096339
Map Reference	DOC 97042221
Instrument Date	Nov 17, 2020
Instrument	20200096339
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 E MICHIGAN AVE, 318, BERTHOUD, CO 80513-1376

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	318 E MICHIGAN AVE, BERTHOUD, CO 80513-1376

Mortgage

Document Number	0000096340
Date	Nov 18, 2020
Instrument	20200096340

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 31, 2017
Property Address	318 E MICHIGAN AVE, BERTHOUD, CO 80513-1376
Document Number	0000006928
Map Reference	DOC97042221
Instrument Date	Jan 30, 2017
Instrument	20170006928
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	318 E MICHIGAN AVE, BERTHOUD, CO 80513-1376

Mortgage

Document Number	0000006929
Date	Jan 31, 2017
Instrument	20170006929

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 318 E Michigan Ave was $3,811.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,811.00	$37,662 Land $2,731 Building $34,931	$602,600 Land $43,700 Building $558,900
2023	$3,482.00 (+20.57%)	$41,239 (+36.91%) Land $2,928 Building $38,311	$615,500 (+42.02%) Land $43,700 Building $571,800
2022	$2,888.00	$30,121 Land $3,037 Building $27,084	$433,400 Land $43,700 Building $389,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 318 E Michigan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 318 E Michigan Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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