315 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 315 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 2000
Lot Size	0.176 acres (7,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Mar 2024)
Tax Bill	$3,011 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`94242-18-008`

Property Details

APN / Parcel Number

Primary APN	`94242-18-008`
Alternative APN	`R1504193`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	1,328 sqft
Basement Area	1,328 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,668 sqft (0.176 acres)
View / Lot	Alley
Porch	Slab
Porch Area	344 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R1504193
Street Address	315 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-1377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLK 9, MARYS FARM SUB, BER (AKA LOT 8, BLK 9, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69W
Legal Township	4N
Legal Section	24
Legal Subdivision	MARY`S FARM
Legal Block	9
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2037
Census Tract	2700

Owner

Source: Larimer County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Feb 7, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 30, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 22, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Sep 11, 2014 · Amount on Record
Deed Document Number	202410382
Prior Transfer Date	Mar 9, 2007
Prior Transfer Doc	0000019754
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 19, 2024
Property Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Document Number	0000010382
Map Reference	DOC 97042221
Instrument Date	Mar 15, 2024
Instrument	20240010382
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000010383
Date	Mar 19, 2024
Instrument	20240010383

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000004739
Date	Feb 7, 2024
Instrument	20240004739

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2064

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000033898
Date	Aug 8, 2023
Instrument	20230033898

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000020138
Date	Mar 30, 2022
Instrument	20220020138

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091810
Date	Nov 5, 2020
Instrument	20200091810

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Mar 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	315 E MICHIGAN AVE, BERTHOUD, CO 80513-1377
Document Number	0000010334
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E MICHIGAN AVE BERTHOUD CO 805131377, BERTHOUD, CO 80513-1377

Mortgage

Document Number	0000010334
Date	Mar 1, 2019
Instrument	10334

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,011.00 (+10.01%)	$29,762 (-10.37%) Land $2,731 Building $27,031	$476,200 (-3.91%) Land $43,700 Building $432,500
2023	$2,737.00 (+15.34%)	$33,205 (+34.17%) Land $2,928 Building $30,277	$495,600 (+39.17%) Land $43,700 Building $451,900
2022	$2,373.00	$24,749 Land $3,037 Building $21,712	$356,100 Land $43,700 Building $312,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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