406 E Michigan Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 406 E Michigan Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,500 sqft · built 2020
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$669,000 (Sep 2022)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94242-42-008`

Property Details

APN / Parcel Number

Primary APN	`94242-42-008`
Alternative APN	`R1669824`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	752 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1669824
Street Address	406 E MICHIGAN AVE
City	BERTHOUD
State	CO
Zip	80513-3844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 7, FARMSTEAD (THE) (BER) (20190016179)
Legal Quarter	NW
Legal Subdivision	FARMSTEAD (THE) (BERTHOUD)
Legal Block	7
Legal Lot Number	8
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	406 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Aug 25, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage ELEVATIONS CU
Apr 30, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	20220057442
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 20, 2022
Property Address	406 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Document Number	0000057442
Map Reference	DOC 20190033810
Instrument Date	Sep 16, 2022
Instrument	20220057442
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 E MICHIGAN AVE, BERTHOUD, CO 80513-3844

Mortgage

Document Number	0000057443
Date	Sep 20, 2022
Instrument	20220057443

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 25, 2020
Property Address	406 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Document Number	0000066725
Map Reference	DOC 20190033910
Instrument Date	Aug 25, 2020
Instrument	20200066725
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 11, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 E MICHIGAN AVE, BERTHOUD, CO 80513-3844

Mortgage

Document Number	0000066726
Date	Aug 25, 2020
Instrument	20200066726

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 30, 2020
Property Address	406 E MICHIGAN AVE, BERTHOUD, CO 80513-3844
Document Number	0000029940
Instrument Date	Apr 29, 2020
Instrument	29940
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	35333 CR37 EATON CO 80615, EATON, CO 80615
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,854.00 (+15.08%)	$38,087 (-4.31%) Land $8,956 Building $29,131	$609,400 (+2.58%) Land $143,300 Building $466,100
2023	$3,349.00 (+39.25%)	$39,804 (+58.69%) Land $9,460 Building $30,344	$594,100 (+64.62%) Land $141,200 Building $452,900
2022	$2,405.00	$25,083 Land $7,096 Building $17,987	$360,900 Land $102,100 Building $258,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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