1. Home
  2. Virginia
  3. Fredericksburg
  4. Sutter Dr

40 Sutter Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 40 Sutter Dr, Fredericksburg, VA 22405 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,192 sqft Living Area
Lot Size35,806 sqft (0.821 acres)
OccupancyOwner Occupied
Last Sale$527,315 (2020)
Tax Bill$6,002.00 (2025)

Owner

Source: Stafford County records · APN 54TT-24

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 SUTTER DR, FREDERICKSBURG, VA 22405-2184
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
ALCOVA MTG
Feb 10, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FIRST EQUITY MTG INC
Dec 28, 2017Loan Modification, Mortgage · Line of Credit
UNITED BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2020 · Amount on Record
Deed SaleFeb 10, 2020 · Amount on Record
Deed Doc Number200002982
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address40 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number200025455
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SUTTER DR FREDERICKSBURG VA 224052184, FREDERICKSBURG, VA 22405-2184

Mortgage

Document Number200025455
DateSep 30, 2020
Instrument25455
Lender
NameALCOVA MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 29, 2050
Interest
Rate TypeFixed Rate

February 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSTAFFORD VA
Recording DateFeb 10, 2020
Property Address40 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number200002982
Instrument DateJan 28, 2020
Instrument2982
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$527.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SUTTER DR FREDERICKSBURG VA 224052184, FREDERICKSBURG, VA 22405-2184

Mortgage

Document Number200002983
DateFeb 10, 2020
Instrument2983
Lender
NameFIRST EQUITY MTG INC
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 09, 2050
Interest
Rate TypeFixed Rate

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTAFFORD VA
Property Address40 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number170023350
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyTERRY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24 SUTTER DR FREDERICKSBURG VA 22405, FREDERICKSBURG, VA 22405

Mortgage

Document Number170023350
DateDec 29, 2017
Instrument23350
Lender
NameUNITED BK
TypeBank
Address2071 CHAIN BRIDGE RD # 2ND, VIENNA, VA 22182-2664
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,002.00 (+36.66%)$640,800 (+37.87%) Land $150,000 Building $490,800$640,800 (+37.87%) Land $150,000 Building $490,800
2023$4,392.00 (+11.33%)$464,800 Land $140,000 Building $324,800$464,800 Land $140,000 Building $324,800
2021$3,945.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN54TT-24
Alternative APNs
  • 054TT 24
  • 46785

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area2,192 sqft Living Area
Basement Area2,192 sqft Basement
Finished Basement1,486 sqft Finished
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Architectural StyleRanch Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area35,806 sqft (0.821 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area702 sqft Garage
PorchOpen Porch
Porch Area406 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number46785
Old Parcel Number054TT 24
Street Address40 SUTTER DR
CityFREDERICKSBURG
StateVA
Zip22405-2184
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 24 .82196 AC THE OAKS OF HIGHLAND HOMES
Legal SubdivisionTHE OAKS OF HIGHLAND HOMES
Legal Lot Number24 82196
JurisdictionSTAFFORD VA
Minor Civil DivisionFALMOUTH
Census Blockgroup4
Census Block4001
Census Tract10404

Nearby Properties on Sutter Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures