32 Sutter Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 32 Sutter Dr, Fredericksburg, VA 22405 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,755 sqft · built 2016
Lot Size	0.348 acres (15,172 sqft)
Owner	2 Individual Names on File
Last Sale	$424,744 (Jan 2017)
Tax Bill	$5,506 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54TT-20`

Property Details

APN / Parcel Number

Primary APN	`54TT-20`
Alternative APNs	`054TT 20` `46781`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,755 sqft Living Area
Basement Area	1,579 sqft
Finished Basement	1,349 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,172 sqft (0.348 acres)
Garage Type	Attached
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	46781
Old Parcel Number	054TT 20
Street Address	32 SUTTER DR
City	FREDERICKSBURG
State	VA
Zip	22405-2184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 .34826 AC THE OAKS OF HIGHLAND HOMES
Legal Subdivision	THE OAKS OF HIGHLAND HOMES
Legal Lot Number	20 34826
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	4
Census Block	4001
Census Tract	10404

Owner

Source: Stafford County records · APN 54TT-20

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional with PMI GEORGE MASON MTG
Mar 22, 2017	Grant Deed, Subdivision Related Transfer STEWART TITLE, STEWART TITLE AND ESCROW INC
Jan 03, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage GEORGE MASON MTG
Dec 30, 2016	Deed of Trust, Mortgage · FHA Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2017 · Amount on Record
Deed Sale	Jan 03, 2017 · Amount on Record
Deed Document Number	170000106
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	32 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number	200014970
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SUTTER DR FREDERICKSBURG VA 224052184, FREDERICKSBURG, VA 22405-2184

Mortgage

Document Number	200014970
Date	Jun 30, 2020
Instrument	14970

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Mar 22, 2017
Property Address	32 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number	170005207
Instrument Date	Dec 30, 2016
Instrument	5207
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 09, 2019
Title Company	STEWART TITLE, STEWART TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$424.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SUTTER DR FREDERICKSBURG VA 224052184, FREDERICKSBURG, VA 22405-2184

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Jan 03, 2017
Property Address	32 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number	170000106
Instrument Date	Dec 30, 2016
Instrument	106
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2017
Title Company	STEWART TITLE, STEWART TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$424.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SUTTER DR FREDERICKSBURG VA 22405, FREDERICKSBURG, VA 22405

Mortgage

Document Number	170000107,
Date	Jan 03, 2017
Instrument	107

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	32 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number	170005208
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Apr 27, 2017
Title Company	STEWART TITLE, STEWART TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 SUTTER DR FREDERICKSBURG VA 224052184, FREDERICKSBURG, VA 22405-2184

Mortgage

Document Number	170005208
Date	Mar 22, 2017
Instrument	5208

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,506.00 (+23.54%)	$587,900 (+24.63%) Land $150,000 Building $437,900	$587,900 (+24.63%) Land $150,000 Building $437,900
2023	$4,457.00 (+11.17%)	$471,700 Land $140,000 Building $331,700	$471,700 Land $140,000 Building $331,700
2021	$4,009.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790104044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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