24 Sutter Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 24 Sutter Dr, Fredericksburg, VA 22405

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,712 sqft · built 2017
Lot Size0.348 acres (15,172 sqft)
OwnerIndividual Name on Record
Tax Bill$5,490 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Jun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN54TT-16

Property Details

APN / Parcel Number

Primary APN54TT-16
Alternative APNs
  • 054TT 16
  • 46777

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,712 sqft Living Area
Basement Area1,396 sqft
Finished Basement1,095 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Architectural StyleTraditional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,172 sqft (0.348 acres)
Garage TypeAttached
Garage Area408 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number46777
Old Parcel Number054TT 16
Street Address24 SUTTER DR
CityFREDERICKSBURG
StateVA
Zip22405-2184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 16 .34833 AC THE OAKS OF HIGHLAND HOMES
Legal SubdivisionTHE OAKS OF HIGHLAND HOMES
Legal Lot Number16 34833
JurisdictionSTAFFORD VA
Township / Civil DivisionFALMOUTH
Census Block Group4
Census Block4001
Census Tract10404

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address24 SUTTER DR, FREDERICKSBURG, VA 22405-2184
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2018Grant Deed, Transfer
NAVY FCU
Jun 19, 2017Loan Modification, Mortgage · Line of Credit
UNITED BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2021
Deed SaleMar 17, 2021
Deed Document Number210009040
Prior Transfer DateSep 6, 2018
Prior Transfer Doc180015153
Record UpdatedJun 8, 2026

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTAFFORD VA
Recording DateSep 6, 2018
Property Address24 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number180015153
Instrument DateSep 5, 2018
Instrument15153
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address24 SUTTER DR FREDERICKSBURG VA 224052184, FREDERICKSBURG, VA 22405-2184

Mortgage

Document Number180015154
DateSep 6, 2018
Instrument15154
Lender
NameNAVY FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSTAFFORD VA
Recording DateJun 19, 2017
Property Address24 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Instrument DateJun 7, 2017
Instrument10814
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanySTEWART TITLE, STEWART TITLE AND ESCROW INC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number170010814
DateJun 19, 2017
Instrument10814
Lender
NameUNITED BK
TypeBank
Address2071 CHAIN BRIDGE ROAD REAL ESTA, VIENNA, VA 22182
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,490.00 (+22.03%)$586,100 (+23.1%) Land $150,000 Building $436,100$586,100 (+23.1%) Land $150,000 Building $436,100
2023$4,499.00 (+19.97%)$476,100 Land $140,000 Building $336,100$476,100 Land $140,000 Building $336,100
2021$3,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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