Stafford County property record for 26 Sutter Dr, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,268 sqft · built 2016 |
| Lot Size | 0.348 acres (15,172 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (May 2022) |
| Tax Bill | $4,978 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54TT-17 |
| Primary APN | 54TT-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| Basement Area | 1,284 sqft |
| Finished Basement | 900 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,172 sqft (0.348 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 46778 |
|---|---|
| Old Parcel Number | 054TT 17 |
| Street Address | 26 SUTTER DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-2184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1- SUBURB RES |
| Legal Description | LOT 17 .34833 AC THE OAKS OF HIGHLAND HOMES |
| Legal Subdivision | THE OAKS OF HIGHLAND HOMES |
| Legal Lot Number | 17 34833 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 10404 |
Source: Stafford County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 26 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Jun 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THRIVE MORTGAGE LLC |
| Mar 12, 2019 | Warranty Deed, Transfer · VA Mortgage CENTURY LNDG |
| Aug 15, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | Mar 12, 2019 · Amount on Record |
| Deed Document Number | 220010391 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 10, 2022 |
| Property Address | 26 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Document Number | 0220010391 |
| Instrument Date | May 5, 2022 |
| Instrument | 220010391 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | PRUITT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Document Number | 0220010393 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 220010393 |
| Name | JPMORGAN CHASE BANK NA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 26 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210019493 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 210019493 |
| Name | THRIVE MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Mar 12, 2019 |
| Property Address | 26 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Document Number | 190003409 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 3409 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 SUTTER DR FREDERICKSBURG VA 224052184, FREDERICKSBURG, VA 22405-2184 |
| Document Number | 190003410 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 3410 |
| Name | CENTURY LNDG |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 26 SUTTER DR, FREDERICKSBURG, VA 22405-2184 |
| Document Number | 170019427 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Title Company | CERTIFIED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26 SUTTER DR FREDERICKSBURG VA 224052184, FREDERICKSBURG, VA 22405-2184 |
| Document Number | 170019427 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 19427 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,978.00 (+22.79%) | $531,500 (+23.89%) Land $150,000 Building $381,500 | $531,500 (+23.89%) Land $150,000 Building $381,500 |
| 2023 | $4,054.00 (+12.02%) | $429,000 Land $140,000 Building $289,000 | $429,000 Land $140,000 Building $289,000 |
| 2021 | $3,619.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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