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22 Sutter Dr, Fredericksburg, VA 22405 Property Records

Stafford County property record for 22 Sutter Dr, Fredericksburg, VA 22405 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,046 sqft · built 2017
Lot Size0.403 acres (17,572 sqft)
Owner2 Individual Names on File
Last Sale$454,553 (Jun 2017)
Tax Bill$5,874 (2025)
Deeds & MortgagesMar 2022 Refinance
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN54TT-15

Property Details

APN / Parcel Number

Primary APN54TT-15
Alternative APNs
  • 054TT 15
  • 46776

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,046 sqft Living Area
Basement Area1,623 sqft
Finished Basement1,111 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Architectural StyleTraditional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,572 sqft (0.403 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area377 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number46776
Old Parcel Number054TT 15
Street Address22 SUTTER DR
CityFREDERICKSBURG
StateVA
Zip22405-2184
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 .4034 AC THE OAKS OF HIGHLAND HOMES
Legal SubdivisionTHE OAKS OF HIGHLAND HOMES
Legal Lot Number15 4034
JurisdictionSTAFFORD VA
Township / Civil DivisionFALMOUTH
Census Block Group4
Census Block4001
Census Tract10404

Owner

Source: Stafford County records · APN 54TT-15

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 SUTTER DR, FREDERICKSBURG, VA 22405-2184
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Jun 08, 2017Grant Deed, Subdivision Related Transfer · FHA Mortgage
TOWNEBANK MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 08, 2017 · Amount on Record
Deed SaleJun 08, 2017 · Amount on Record
Deed Document Number170010128
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address22 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220006776
DateMar 28, 2022
Instrument220006776
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

June 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSTAFFORD VA
Recording DateJun 08, 2017
Property Address22 SUTTER DR, FREDERICKSBURG, VA 22405-2184
Document Number170010128
Instrument DateJun 06, 2017
Instrument10128
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 13, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$454.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170010131
DateJun 08, 2017
Instrument10131
Lender
NameTOWNEBANK MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 07, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,874.00 (+24.11%)$627,100 (+25.19%) Land $150,000 Building $477,100$627,100 (+25.19%) Land $150,000 Building $477,100
2023$4,733.00 (+10.69%)$500,900 Land $140,000 Building $360,900$500,900 Land $140,000 Building $360,900
2021$4,276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790104044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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