Washington County and White Creek Town property record for 40 Spring St, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,248 sqft · built 1900 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $263,940 (Sep 2021) |
| Tax Bill | $6,998 (2026) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 535001 256.17-1-7 |
| Primary APN | 535001 256.17-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Upper Floors Area | 320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 198 ft deep x 193 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 961A100126 |
|---|---|
| Street Address | 40 SPRING ST |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 92000 |
Source: Washington County and White Creek Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 SPRING ST, CAMBRIDGE, NY 12816-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed, Transfer · Stand-Alone First Mortgage BANK OF ENGLAND |
| Jan 13, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Sep 14, 2009 · Amount on Record |
| Deed Document Number | 20215732 |
| Prior Transfer Date | May 20, 2016 |
| Prior Transfer Doc | 0036540294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Sep 21, 2021 |
| Property Address | 40 SPRING ST, CAMBRIDGE, NY 12816-1235 |
| Document Number | 0000000732 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021-5732 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 COUNTY ROUTE 59A, BUSKIRK, NY 12028-2013 |
| Document Number | 0000000733 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-5733 |
| Name | BANK OF ENGLAND |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Jan 13, 2020 |
| Property Address | 40 SPRING ST, CAMBRIDGE, NY 12816-1235 |
| Document Number | 0000000191 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 191 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 N PARK ST CAMBRIDGE NY 128161153, CAMBRIDGE, NY 12816-1153 |
Source: Washington County and White Creek Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,998.00 (+4.7%) | ||
| 2025 | $6,684.00 | $240,000 (-) Land $28,200 Building $211,800 | $289,157 (+6.02%) Land $33,976 Building $255,181 |
| 2024 | $240,000 (-) Land $28,200 Building $211,800 | $272,727 (+11.36%) Land $32,045 Building $240,682 | |
| 2023 | $240,000 Land $28,200 Building $211,800 | $244,898 Land $28,776 Building $216,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER WORKS private · serves 3,000 people · EPA ID NY5700117 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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