Washington County and White Creek Town property record for 45 Spring St, Cambridge, NY 12816 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1920 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,800 (Sep 2024) |
| Tax Bill | $3,587 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 535001 256.13-1-26 |
| Primary APN | 535001 256.13-1-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Upper Floors Area | 456 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,344 sqft (0.49 acres) |
| Lot Dimensions | 198 ft deep x 92 ft wide |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 961A100053 |
|---|---|
| Street Address | 45 SPRING ST |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 26.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 92000 |
Source: Washington County and White Creek Town records · APN 535001 256.13-1-26
Assessment roll updated April 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 51 S PARK ST, CAMBRIDGE, NY 12816-1252 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 11, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage MAGNOLIA BANK |
| Apr 22, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2024 · Amount on Record |
| Deed Sale | Sep 11, 2024 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Sep 11, 2024 |
| Property Address | 45 SPRING ST, CAMBRIDGE, NY 12816-1237 |
| Document Number | 0000000885 |
| Instrument Date | Sep 10, 2024 |
| Instrument | 2024-3885 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51 S PARK ST, CAMBRIDGE, NY 12816-1252 |
| Document Number | 0000000886 |
|---|---|
| Date | Sep 11, 2024 |
| Instrument | 2024-3886 |
| Name | MAGNOLIA BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Apr 22, 2021 |
| Property Address | 45 SPRING ST, CAMBRIDGE, NY 12816-1237 |
| Document Number | 403 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021-2403 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 67 OWLKILL RD, EAGLE BRIDGE, NY 12057-2608 |
Source: Washington County and White Creek Town records · Assessment roll updated April 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,587.00 | $116,500 (-) Land $22,600 Building $93,900 | $140,361 (+6.02%) Land $27,229 Building $113,132 |
| 2024 | $116,500 (-) Land $22,600 Building $93,900 | $132,386 (+11.36%) Land $25,682 Building $106,704 | |
| 2023 | $116,500 Land $22,600 Building $93,900 | $118,878 Land $23,061 Building $95,817 |
Source: FEMA National Flood Hazard Layer, Washington County (36115C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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