35 Spring St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 35 Spring St, Cambridge, NY 12816

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,176 sqft · built 1978
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Aug 2012)
Tax Bill$4,691 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN961A101644

Property Details

APN / Parcel Number

Primary APN961A101644
Alternative APNs
  • 500125601300010310020000
  • 535001 256.13-1-31.2

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area19,602 sqft (0.45 acres)
Lot Dimensions152 ft deep x 127 ft wide
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A101644
Street Address35 SPRING ST
CityCAMBRIDGE
StateNY
Zip12816-1237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal DescriptionLOT & RES
Legal Block1
Legal Lot Number31.002
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1003
Census Tract92000

Owner

Source: Washington County and White Creek Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address35 SPRING ST, CAMBRIDGE, NY 12816-1237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2012 · Amount on Record
Deed SaleAug 3, 2012 · Amount on Record
Prior SaleAug 25, 2006 · Amount on Record
Deed Book / Page3140 / 229
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON NY
Property Address35 SPRING ST, CAMBRIDGE, NY 12816-1237
Document Number0000127342
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedAug 6, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 SPRING ST CAMBRIDGE NY 128161237, CAMBRIDGE, NY 12816-1237

Mortgage

Document Number0000127342
DateJul 5, 2019
Instrument127342
Lender
NameTCT FCU
TypeCredit Union
AddressBALLSTON SPA, NY 12020-2684
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 4, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Washington County and White Creek Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,691.00$151,300 (-) Land $21,000 Building $130,300$182,289 (+18.07%) Land $25,301 Building $156,988
2023$151,300 Land $21,000 Building $130,300$154,388 Land $21,429 Building $132,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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