Washington County and White Creek Town property record for 36 Spring St, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,571 sqft · built 1920 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $136,000 (Jan 2022) |
| Tax Bill | $4,365 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 535001 256.17-1-6 |
| Primary APN | 535001 256.17-1-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| 1st Floor Area | 959 sqft |
| Upper Floors Area | 612 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 106 ft deep x 88 ft wide |
| Porch | Slab |
| Porch Area | 364 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 961C100436 |
|---|---|
| Street Address | 36 SPRING ST |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 92000 |
Source: Washington County and White Creek Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36 SPRING ST, CAMBRIDGE, NY 12816-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage THE BANK |
| Oct 8, 2019 | Warranty Deed, Transfer · FHA Mortgage PREMIUM MTG |
| Jan 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TCT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2022 · Amount on Record |
| Deed Sale | Jan 10, 2022 · Amount on Record |
| Prior Sale | Oct 8, 2019 · Amount on Record |
| Deed Document Number | 2022203 |
| Prior Transfer Date | Oct 4, 2013 |
| Prior Transfer Doc | 0033580261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Jan 10, 2022 |
| Property Address | 36 SPRING ST, CAMBRIDGE, NY 12816-1235 |
| Document Number | 0000000003 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2022-203 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2792 ROUTE 153, WEST PAWLET, VT 05775 |
| Document Number | 0000000004 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022-204 |
| Name | THE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Oct 8, 2019 |
| Property Address | 36 SPRING ST, CAMBRIDGE, NY 12816-1235 |
| Document Number | 0000129106 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 129106 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2019 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 269 JONES RD SARATOGA SPRINGS NY 128665716, SARATOGA SPRINGS, NY 12866-5716 |
| Document Number | 129107 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 129107 |
| Name | PREMIUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Property Address | 36 SPRING ST, CAMBRIDGE, NY 12816-1235 |
| Document Number | 0000124673 |
| Instrument Date | Jan 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 36 SPRING ST CAMBRIDGE NY 128161235, CAMBRIDGE, NY 12816-1235 |
| Document Number | 0000124673 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 004012/000058 |
| Instrument | 124673 |
| Name | TCT FCU |
|---|---|
| Type | Credit Union |
| Address | BALLSTON SPA, NY 12020-2684 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 22, 2034 |
Source: Washington County and White Creek Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,365.00 (+4.68%) | ||
| 2025 | $4,170.00 | $136,000 (-) Land $11,800 Building $124,200 | $163,855 (+6.02%) Land $14,217 Building $149,638 |
| 2024 | $136,000 (-) Land $11,800 Building $124,200 | $154,545 (+11.36%) Land $13,409 Building $141,136 | |
| 2023 | $136,000 Land $11,800 Building $124,200 | $138,776 Land $12,041 Building $126,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER WORKS private · serves 3,000 people · EPA ID NY5700117 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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