Washington County and White Creek Town property record for 43 Spring St, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,244 sqft · built 1900 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,900 (Mar 2024) |
| Tax Bill | $3,822 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 535001 256.13-1-27 |
| Primary APN | 535001 256.13-1-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,244 sqft Living Area |
| 1st Floor Area | 722 sqft |
| 2nd Floor Area | 522 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 159 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 961A100282 |
|---|---|
| Street Address | 43 SPRING ST |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 1 |
| Legal Lot Number | 27.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | WHITE CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 92000 |
Source: Washington County and White Creek Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 MAPLE AVE, CAMBRIDGE, NY 12816-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU |
| Dec 21, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on Record |
| Deed Sale | Mar 6, 2024 · Amount on Record |
| Prior Sale | Dec 21, 2018 · Amount on Record |
| Deed Document Number | 2024924 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Mar 6, 2024 |
| Property Address | 43 SPRING ST, CAMBRIDGE, NY 12816-1237 |
| Document Number | 0000000024 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024-924 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 MAPLE AVE, CAMBRIDGE, NY 12816-1213 |
| Document Number | 0000000025 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 2024-925 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Dec 21, 2018 |
| Property Address | 43 SPRING ST, CAMBRIDGE, NY 12816-1237 |
| Document Number | 0040030156 |
| Book / Page | 004003 / 000156 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 SPRING ST CAMBRIDGE NY 128161237, CAMBRIDGE, NY 12816-1237 |
Source: Washington County and White Creek Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | White Creek Town |
| Municipality | Cambridge Village |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,822.00 (-5.56%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $4,047.00 | $124,800 (-) Land $11,800 Building $113,000 | $150,361 (+18.07%) Land $14,217 Building $136,144 |
| 2023 | $124,800 Land $11,800 Building $113,000 | $127,347 Land $12,041 Building $115,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1981–2008) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Mar 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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