40 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 40 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 704 sqft · built 1960
Lot Size	0.121 acres (5,300 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Jul 2025)
Tax Bill	$2,569 (2024)
Deeds & Mortgages	Dec 2024 Second Mortgage Jul 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00526870-000000`

Property Details

APN / Parcel Number

Primary APN	`00526870-000000`
Alternative APNs	`28613900526870000000` `1646105`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	704 sqft Living Area
1st Floor Area	704 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	5,300 sqft (0.121 acres)
Porch	Open Porch
Porch Area	396 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1646105
Old Parcel Number	28613900526870000000
Street Address	40 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 28 TWN 61S RNG 39E
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	16
Legal Lot Number	6 21
Jurisdiction	MONROE FL

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40 ORANGE DR, KEY LARGO, FL 33037-2558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 15, 2025	Warranty Deed, Transfer · FHA Mortgage REGIONS BANK
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 23, 2019	Warranty Deed, Transfer SUNSHINE TITLE/THE KEYS INC
Apr 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	2507981
Deed Book / Page	3335 / 882
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	40 ORANGE DR, KEY LARGO, FL 33037-2558
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ORANGE DR, KEY LARGO, FL 33037-2558

Mortgage

Document Number	0033021504
Date	Dec 5, 2024
Book Page	3302/1504
Instrument	2482567

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2044

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 15, 2025
Property Address	40 ORANGE DR, KEY LARGO, FL 33037-2558
Document Number	0033350882
Book / Page	3335 / 882
Map Reference	MB 3 PG 62
Instrument Date	Jun 30, 2025
Instrument	2507981
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	WESTCHASE TITLE LLC, WESLEY CHAPEL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	252 BAY DR, KEY LARGO, FL 33037-2434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ORANGE DR, KEY LARGO, FL 33037-2558

Mortgage

Document Number	0003335884
Date	Jul 15, 2025
Instrument	3335/884

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 23, 2019
Property Address	40 ORANGE DR, KEY LARGO, FL 33037-2558
Document Number	0029600996
Book / Page	002960 / 000996
Instrument Date	Apr 15, 2019
Instrument	2216685
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	SUNSHINE TITLE/THE KEYS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ORANGE DR KEY LARGO FL 330372558, KEY LARGO, FL 33037-2558

Mortgage

Document Number	29601002
Date	Apr 23, 2019
Book Page	002960/001002
Instrument	2216688

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 23, 2019
Property Address	40 ORANGE DR, KEY LARGO, FL 33037-2558
Document Number	0029600994
Book / Page	002960 / 000994
Instrument Date	Apr 15, 2019
Instrument	2216684
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	SUNSHINE TITLE/THE KEYS INC

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ORANGE DR KEY LARGO FL 330372558, KEY LARGO, FL 33037-2558

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Apr 23, 2019
Property Address	40 ORANGE DR, KEY LARGO, FL 33037-2558
Document Number	0029600991
Book / Page	002960 / 000991
Instrument Date	Apr 10, 2019
Instrument	2216683
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 APRICOT DR KYLE TX 786406007, KYLE, TX 78640-6007

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,599 (+9.17%)	$401,637 (+11.32%) Land $241,680 Building $159,957
2024	$2,569.00 (+10.92%)
2022	$2,316.00 Homeowner's exemption	$249,710	$360,784 Land $228,960 Building $131,824

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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